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Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 91.01
-0.25%
-5.23%
+1.01%
$ 1.40B
$ 1.54K
2
MORPHO
MORPHO
MORPHO
$ 2.029
+4.35%
+1.62%
+0.21%
$ 1.01B
$ 49.14K
3
Olympus
Olympus
OHM
$ 18.48
-0.05%
-0.00%
-2.01%
$ 275.96M
$ 414.73K
4
Maple Finance
Maple Finance
SYRUP
$ 0.17488
-0.59%
-2.20%
-5.23%
$ 207.15M
$ 361.49K
5
Compound
Compound
COMP
$ 17.23
-0.06%
-0.29%
+0.41%
$ 172.70M
$ 5.95K
6
Kamino
Kamino
KMNO
$ 0.01754
+0.17%
-0.40%
-3.58%
$ 84.73M
$ 3.18M
7
Quantix Finance
Quantix Finance
QFI
$ 57.816
-1.08%
-0.84%
-5.31%
$ 57.94M
$ 5.12K
8
Venus
Venus
XVS
$ 2.9983
+0.19%
+2.59%
+6.69%
$ 49.06M
$ 41.71K
9
Spark
Spark
SPK
$ 0.0169
+0.12%
-3.15%
+0.12%
$ 47.40M
$ 3.47M
10
Zest Protocol
Zest Protocol
ZEST
$ 0.24549
+0.92%
-0.96%
+15.14%
$ 35.98M
$ 265.38K
11
Euler Finance
Euler Finance
EUL
$ 1.4214
-3.36%
+38.53%
+44.40%
$ 33.05M
$ 113.19K
12
Dogelon Mars
Dogelon Mars
ELON
$ 0.00000003108
+0.35%
-2.24%
-4.41%
$ 31.37M
$ 3.41T
13
deBridge
deBridge
DBR
$ 0.01485
+0.07%
-0.27%
-12.95%
$ 28.58M
$ 3.60M
14
CoinDepo
CoinDepo
COINDEPO
$ 0.09589
+5.57%
-3.12%
+9.75%
$ 23.24M
$ 3.52M
15
Lista DAO
Lista DAO
LISTA
$ 0.04522
-0.57%
-8.13%
-2.19%
$ 18.49M
$ 1.78M
16
Yei Finance
Yei Finance
CLO
$ 0.12519
-2.28%
+1.51%
-22.10%
$ 15.91M
$ 1.05M
17
EVAA Protocol
EVAA Protocol
EVAA
$ 0.889
-1.32%
-5.88%
+12.02%
$ 15.72M
$ 475.27K
18
Moonwell
Moonwell
WELL
$ 0.00316964
-1.13%
-0.04%
-9.70%
$ 14.36M
$ 433.49K
19
Abelian
Abelian
ABEL
$ 0.0819
-0.80%
-1.61%
-3.26%
$ 9.65M
$ 91.45K
20
Dolomite
Dolomite
DOLO
$ 0.02167
-0.23%
-2.21%
+0.88%
$ 9.58M
$ 2.78M
21
Wise
Wise
WISE
$ 0.100837
-0.06%
-0.02%
+4.39%
$ 8.72M
$ 1.44K
22
BENQI
BENQI
QI
$ 0.00105286
-0.43%
-0.06%
-6.34%
$ 7.58M
$ 529.93K
23
NAVI Protocol
NAVI Protocol
NAVX
$ 0.008382
-0.49%
-4.64%
+13.32%
$ 6.78M
$ 6.90M
24
Xauras
Xauras
XRS
$ 0.0297797
0.00%
0.00%
-0.01%
$ 6.66M
$ 16.36K
25
HyperLend
HyperLend
HPL
$ 0.01282446
+0.43%
+0.01%
-4.82%
$ 5.12M
$ 28.49K
26
Gearbox
Gearbox
GEAR
$ 0.00040199
-0.11%
-0.01%
-10.64%
$ 4.02M
$ 133.70
27
Suilend
Suilend
SEND
$ 0.05136
+1.16%
+0.02%
+1.04%
$ 3.74M
$ 8.72K
28
Goldfinch
Goldfinch
GFI
$ 0.03811
+1.58%
-13.84%
-0.23%
$ 3.37M
$ 1.60M
29
Liqwid Finance
Liqwid Finance
LQ
$ 0.162227
+0.10%
-0.03%
-14.29%
$ 3.29M
$ 346.63
30
Avalon
Avalon
AVL
$ 0.02034
0.00%
-2.12%
-4.24%
$ 3.29M
$ 2.67M
31
Blend
Blend
BLND
$ 0.04017359
-0.02%
-0.00%
+3.16%
$ 1.42M
$ 10.44K
32
Scallop
Scallop
SCA
$ 0.0085
0.00%
-2.30%
-7.61%
$ 1.36M
$ 3.71K
33
Hatom
Hatom
HTM
$ 0.01559957
-0.33%
+0.01%
+1.16%
$ 1.26M
$ 4.05K
34
TrueFi
TrueFi
TRU
$ 0.00091972
-0.01%
+0.02%
+36.02%
$ 1.16M
$ 18.69K
35
MEZO
MEZO
MEZO
$ 0.00993
-0.10%
-2.07%
-9.72%
$ 854.73K
$ 5.78M
36
Reservoir
Reservoir
DAM
$ 0.00336853
0.00%
+0.20%
+5.43%
$ 850.70K
$ 102.69
37
Radiant Capital
Radiant Capital
RDNT
$ 0.00056403
-0.25%
+0.03%
+3.30%
$ 810.48K
$ 836.30K
38
Seamless Protocol
Seamless Protocol
SEAM
$ 0.01668995
+0.13%
-0.63%
-64.59%
$ 679.05K
$ 23.10K
39
Nostra
Nostra
NSTR
$ 0.00558617
0.00%
0.00%
+0.56%
$ 558.62K
$ 29.32
40
Celsius Network
Celsius Network
CEL
$ 0.01142872
+0.01%
+0.01%
-8.62%
$ 408.23K
$ 334.81
41
Silo Finance
Silo Finance
SILO
$ 0.00061787
0.00%
--
0.00%
$ 378.27K
$ 9.18
42
DefiTuna
DefiTuna
TUNA
$ 0.00113019
-0.07%
-0.01%
-8.15%
$ 318.27K
$ 210.96
43
Notional Finance
Notional Finance
NOTE
$ 0.00602946
0.00%
--
-7.97%
$ 283.55K
$ 0.43
44
LO0P
LO0P
LO0P
$ 0.200946
-0.05%
+0.00%
-0.91%
$ 200.95K
$ 320.10
45
dForce
dForce
DF
$ 0.00014631
+2.11%
-0.51%
-51.59%
$ 146.30K
$ 13.84K
46
Pixie Dust
Pixie Dust
DUST
$ 0.050723
-0.43%
+0.00%
-10.46%
$ 124.93K
$ 2.29K
47
Neptune
Neptune
NEPT
$ 0.03015408
0.00%
-0.00%
-10.34%
$ 117.32K
$ 43.13
48
BendDAO
BendDAO
BEND
$ 2.727E-5
0.00%
-3.73%
+4.16%
$ 112.31K
--
49
Paystream
Paystream
PAYS
$ 0.03470658
0.00%
0.00%
-4.17%
$ 111.18K
$ 0.69
50
Pike Finance
Pike Finance
P
$ 0.00038258
0.00%
0.00%
-0.28%
$ 88.03K
$ 2.56

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.