Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 125,5
-%0,42
+%9,27
+%40,85
$ 1,86B
$ 8,12K
2
MORPHO
MORPHO
MORPHO
$ 2,2468
+%0,17
-%5,47
+%12,02
$ 1,12B
$ 98,24K
3
Olympus
Olympus
OHM
$ 18,49
-%0,27
-%0,00
+%0,38
$ 276,21M
$ 341,46K
4
Maple Finance
Maple Finance
SYRUP
$ 0,1944
-%0,44
+%1,27
+%16,52
$ 230,39M
$ 590,65K
5
Compound
Compound
COMP
$ 19,61
-%0,41
-%0,51
+%19,35
$ 194,30M
$ 3,75K
6
Kamino
Kamino
KMNO
$ 0,02505
-%0,60
+%7,36
+%37,33
$ 119,28M
$ 3,98M
7
Spark
Spark
SPK
$ 0,0171
-%1,00
-%5,10
+%16,89
$ 51,66M
$ 4,16M
8
Venus
Venus
XVS
$ 3,1296
-%0,33
-%0,36
+%14,00
$ 50,90M
$ 18,06K
9
Dogelon Mars
Dogelon Mars
ELON
$ 0,00000003506
-%0,17
+%0,41
+%32,04
$ 34,65M
$ 2,57T
10
Euler Finance
Euler Finance
EUL
$ 1,3581
+%0,87
+%4,60
+%18,87
$ 32,15M
$ 85,10K
11
deBridge
deBridge
DBR
$ 0,01531
-%0,13
-%1,72
+%2,39
$ 29,68M
$ 3,52M
12
Lista DAO
Lista DAO
LISTA
$ 0,07084
-%1,35
-%6,07
+%20,94
$ 28,65M
$ 886,80K
13
CoinDepo
CoinDepo
COINDEPO
$ 0,11291
%0,00
+%0,20
+%0,77
$ 28,21M
$ 3,86M
14
Quantix Finance
Quantix Finance
QFI
$ 27,192
+%3,03
-%37,03
-%48,44
$ 27,16M
$ 405,25
15
Zest Protocol
Zest Protocol
ZEST
$ 0,13989
-%1,26
-%4,93
-%5,92
$ 20,13M
$ 1,46M
16
Moonwell
Moonwell
WELL
$ 0,00362221
-%0,97
-%0,03
+%27,52
$ 16,39M
$ 514,86K
17
Yei Finance
Yei Finance
CLO
$ 0,10934
-%1,29
-%7,12
-%6,20
$ 14,08M
$ 3,79M
18
EVAA Protocol
EVAA Protocol
EVAA
$ 0,7306
-%0,53
-%6,86
-%6,36
$ 12,85M
$ 525,96K
19
Wise
Wise
WISE
$ 0,131131
+%0,05
+%0,01
+%27,61
$ 11,40M
$ 3,46K
20
Dolomite
Dolomite
DOLO
$ 0,02507
-%0,92
-%7,12
+%5,84
$ 10,88M
$ 4,46M
21
BENQI
BENQI
BENQI
$ 0,001371
%0,00
+%3,61
+%3,84
$ 9,92M
$ 41,52M
22
Abelian
Abelian
ABEL
$ 0,05891
+%0,08
-%1,12
-%4,15
$ 6,94M
$ 190,42K
23
Xauras
Xauras
XRS
$ 0,02980356
+%0,01
%0,00
+%0,07
$ 6,66M
$ 15,23K
24
Avalon
Avalon
AVL
$ 0,01689181
+%0,32
+%0,01
+%4,81
$ 6,56M
$ 659,27K
25
NAVI Protocol
NAVI Protocol
NAVX
$ 0,007673
+%1,52
+%1,74
+%7,65
$ 6,17M
$ 7,91M
26
Grove
Grove
GROVE
$ 0,00801723
+%0,05
+%0,05
+%0,18
$ 5,32M
$ 309,22K
27
Liqwid Finance
Liqwid Finance
LQ
$ 0,233806
-%0,04
+%0,05
+%33,34
$ 4,75M
$ 3,45K
28
Suilend
Suilend
SEND
$ 0,052025
-%0,04
-%0,01
+%4,96
$ 3,87M
$ 737,68
29
Gearbox
Gearbox
GEAR
$ 0,00037985
-%0,05
-%0,01
+%21,58
$ 3,80M
$ 5,90K
30
Goldfinch
Goldfinch
GFI
$ 0,03226
+%0,87
+%8,75
+%10,80
$ 2,94M
$ 1,82M
31
Blend
Blend
BLND
$ 0,04158856
+%0,11
+%0,00
+%0,82
$ 2,79M
$ 62,54K
32
HyperLend
HyperLend
HPL
$ 0,01389872
+%4,51
+%0,01
+%46,82
$ 2,18M
$ 244,42K
33
Hatom
Hatom
HTM
$ 0,018867
%0,00
+%0,05
+%22,77
$ 1,53M
$ 5,29K
34
TrueFi
TrueFi
TRU
$ 0,0009831
-%0,01
-%0,01
-%3,02
$ 1,24M
$ 12,19K
35
Seamless Protocol
Seamless Protocol
SEAM
$ 0,01790038
-%0,01
+%0,57
+%102,41
$ 728,29K
$ 6,88K
36
Scallop
Scallop
SCA
$ 0,00398185
-%0,13
-%0,20
-%9,61
$ 649,59K
$ 75,48K
37
DefiTuna
DefiTuna
TUNA
$ 0,00230646
-%2,36
-%0,10
+%69,16
$ 649,29K
$ 2,18K
38
Reservoir
Reservoir
DAM
$ 0,00241109
+%0,79
+%0,25
-%9,76
$ 645,07K
$ 3,02K
39
MEZO
MEZO
MEZO
$ 0,007311
+%0,79
+%5,25
+%0,08
$ 632,79K
$ 8,03M
40
Nostra
Nostra
NSTR
$ 0,00622043
%0,00
%0,00
+%15,13
$ 622,04K
$ 790,00
41
Radiant Capital
Radiant Capital
RDNT
$ 0,00043009
+%0,15
+%0,02
+%9,59
$ 617,97K
$ 145,09K
42
Celsius Network
Celsius Network
CEL
$ 0,01182285
-%0,03
-%0,00
+%10,98
$ 422,30K
$ 6,30K
43
Silo Finance
Silo Finance
SILO
$ 0,00061742
%0,00
--
%0,00
$ 377,99K
$ 9,10
44
LO0P
LO0P
LO0P
$ 0,338731
+%0,11
-%0,00
+%6,87
$ 338,73K
$ 5,18K
45
Notional Finance
Notional Finance
NOTE
$ 0,00539468
%0,00
--
-%1,74
$ 334,39K
$ 6,80
46
BendDAO
BendDAO
BEND
$ 5,18E-5
-%0,35
+%71,80
+%82,33
$ 213,39K
--
47
Pixie Dust
Pixie Dust
DUST
$ 0,04510966
%0,00
-%0,02
-%13,67
$ 120,13K
$ 2,76K
48
Alpaca Finance
Alpaca Finance
ALPACA
$ 0,00077313
-%0,42
+%0,01
+%21,56
$ 117,26K
$ 1,81K
49
dForce
dForce
DF
$ 0,00010406
%0,00
--
+%10,62
$ 104,06K
$ 23,42
50
Pike Finance
Pike Finance
P
$ 0,00037242
%0,00
-%0,00
-%0,93
$ 85,69K
$ 29,55

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.