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Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 95.81
+0.16%
+9.33%
+8.19%
$ 1.47B
$ 2.35K
2
MORPHO
MORPHO
MORPHO
$ 2.2307
+2.69%
+7.73%
+15.12%
$ 1.13B
$ 40.36K
3
Olympus
Olympus
OHM
$ 18.68
+0.92%
+0.03%
+0.59%
$ 278.13M
$ 652.86K
4
Maple Finance
Maple Finance
SYRUP
$ 0.16327
+0.11%
+4.08%
+6.22%
$ 194.99M
$ 570.72K
5
Compound
Compound
COMP
$ 18.28
+0.61%
+3.29%
+12.42%
$ 182.00M
$ 3.87K
6
Kamino
Kamino
KMNO
$ 0.01995
+0.65%
+8.70%
+9.71%
$ 96.78M
$ 3.17M
7
Quantix Finance
Quantix Finance
QFI
$ 49.733
0.00%
-1.72%
-7.56%
$ 49.73M
$ 4.82K
8
Venus
Venus
XVS
$ 2.8696
+0.56%
+4.44%
+7.17%
$ 46.78M
$ 19.12K
9
Spark
Spark
SPK
$ 0.01456
+0.28%
+8.40%
+1.78%
$ 40.12M
$ 3.93M
10
Dogelon Mars
Dogelon Mars
ELON
$ 0.00000003228
+0.03%
+18.65%
+22.66%
$ 32.21M
$ 2.80T
11
deBridge
deBridge
DBR
$ 0.01584
+0.76%
+5.25%
+3.40%
$ 30.47M
$ 4.02M
12
Euler Finance
Euler Finance
EUL
$ 1.2614
+1.21%
+8.19%
+11.40%
$ 30.24M
$ 79.32K
13
CoinDepo
CoinDepo
COINDEPO
$ 0.11396
+0.05%
+1.32%
+1.56%
$ 28.52M
$ 3.52M
14
Lista DAO
Lista DAO
LISTA
$ 0.06546
+0.67%
+7.48%
+11.42%
$ 26.61M
$ 1.04M
15
Zest Protocol
Zest Protocol
ZEST
$ 0.13377
+1.95%
-3.90%
-15.96%
$ 19.70M
$ 683.87K
16
Yei Finance
Yei Finance
CLO
$ 0.12292
+0.70%
-11.26%
+4.94%
$ 15.70M
$ 3.66M
17
Moonwell
Moonwell
WELL
$ 0.00332842
+0.18%
+0.15%
+16.76%
$ 15.08M
$ 142.54K
18
EVAA Protocol
EVAA Protocol
EVAA
$ 0.7745
-0.34%
-1.43%
-2.16%
$ 13.94M
$ 125.81K
19
Wise
Wise
WISE
$ 0.123083
+0.44%
+0.18%
+20.00%
$ 10.70M
$ 5.53K
20
Dolomite
Dolomite
DOLO
$ 0.02372
+1.41%
+1.72%
+8.07%
$ 10.47M
$ 3.96M
21
BENQI
BENQI
BENQI
$ 0.001303
+0.15%
+3.57%
-0.38%
$ 9.41M
$ 41.06M
22
Abelian
Abelian
ABEL
$ 0.05933
+0.49%
-0.42%
-1.05%
$ 7.01M
$ 227.99K
23
Xauras
Xauras
XRS
$ 0.02979223
0.00%
0.00%
+0.04%
$ 6.66M
$ 14.89K
24
Avalon
Avalon
AVL
$ 0.01581696
+0.69%
+0.06%
-1.51%
$ 6.14M
$ 178.61K
25
NAVI Protocol
NAVI Protocol
NAVX
$ 0.00721
+0.19%
+2.88%
-1.98%
$ 5.89M
$ 7.76M
26
Grove
Grove
GROVE
$ 0.00752631
-0.12%
-0.06%
-9.26%
$ 4.99M
$ 289.20K
27
HyperLend
HyperLend
HPL
$ 0.01238083
+0.54%
+0.23%
+30.01%
$ 4.14M
$ 22.98K
28
Liqwid Finance
Liqwid Finance
LQ
$ 0.192412
+0.64%
+0.08%
+12.86%
$ 3.91M
$ 165.54
29
Suilend
Suilend
SEND
$ 0.05131
+0.28%
+0.03%
+3.45%
$ 3.81M
$ 1.13K
30
Gearbox
Gearbox
GEAR
$ 0.00036884
+0.59%
+0.18%
+14.61%
$ 3.69M
$ 315.69
31
Blend
Blend
BLND
$ 0.04223793
+1.11%
+0.02%
+0.50%
$ 2.84M
$ 8.44K
32
Goldfinch
Goldfinch
GFI
$ 0.02936
-0.87%
+1.62%
-1.43%
$ 2.59M
$ 2.03M
33
TrueFi
TrueFi
TRU
$ 0.00110569
-0.08%
-0.00%
-1.47%
$ 1.39M
$ 17.05K
34
Hatom
Hatom
HTM
$ 0.01636206
0.00%
+0.06%
+5.49%
$ 1.32M
$ 1.92K
35
Scallop
Scallop
SCA
$ 0.00389419
-1.88%
-0.03%
-16.06%
$ 634.24K
$ 430.45K
36
Radiant Capital
Radiant Capital
RDNT
$ 0.0004381
+0.78%
+0.05%
+6.76%
$ 629.58K
$ 486.12K
37
Nostra
Nostra
NSTR
$ 0.00616927
+0.56%
+0.13%
+9.72%
$ 616.92K
$ 1.99K
38
MEZO
MEZO
MEZO
$ 0.007113
+0.35%
+0.60%
-6.95%
$ 609.06K
$ 9.72M
39
Reservoir
Reservoir
DAM
$ 0.00224537
-0.02%
-0.06%
-15.81%
$ 600.74K
$ 604.65
40
DefiTuna
DefiTuna
TUNA
$ 0.00163601
+0.16%
+0.05%
+15.01%
$ 460.54K
$ 103.86
41
Seamless Protocol
Seamless Protocol
SEAM
$ 0.01003305
+0.47%
+0.01%
-36.61%
$ 408.21K
$ 399.45
42
Celsius Network
Celsius Network
CEL
$ 0.01111598
+0.24%
+0.02%
+0.73%
$ 397.02K
$ 1.67K
43
Silo Finance
Silo Finance
SILO
$ 0.00061742
0.00%
--
0.00%
$ 377.99K
$ 9.10
44
Notional Finance
Notional Finance
NOTE
$ 0.00539468
0.00%
--
-1.74%
$ 334.39K
$ 6.80
45
LO0P
LO0P
LO0P
$ 0.314444
+0.60%
+0.16%
-22.70%
$ 314.44K
$ 2.77K
46
BendDAO
BendDAO
BEND
$ 3.035E-5
0.00%
+7.00%
+6.83%
$ 125.01K
--
47
Pixie Dust
Pixie Dust
DUST
$ 0.0462354
0.00%
-0.01%
+15.14%
$ 122.09K
$ 1.14K
48
dForce
dForce
DF
$ 0.00011098
+0.39%
+0.16%
+15.18%
$ 110.98K
$ 100.00
49
Alpaca Finance
Alpaca Finance
ALPACA
$ 0.00068422
+0.22%
+0.04%
+10.12%
$ 103.68K
$ 606.07
50
Paystream
Paystream
PAYS
$ 0.02938577
-0.01%
0.00%
-3.20%
$ 94.14K
$ 4.16

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.