Caroline Bishop
Jan 11, 2026 11:37
XRP Price Prediction Summary • Short-term target (1 week): $2.75 • Medium-term forecast (1 month): $2.71-$3.90 range • Bullish breakout level: $2.42 • Critical support: $2.07…
XRP Price Prediction Summary
• Short-term target (1 week): $2.75
• Medium-term forecast (1 month): $2.71-$3.90 range
• Bullish breakout level: $2.42
• Critical support: $2.07
What Crypto Analysts Are Saying About Ripple
Recent institutional analysis paints an optimistic picture for XRP’s trajectory. Blockchain.News highlighted on January 6 that “XRP shows bullish momentum targeting $2.75 short-term, with analysts forecasting $4.40–$6.00 medium-term despite RSI overbought at 75.29 and critical resistance at $2.42.”
AInvest provided a more conservative Ripple forecast on January 7, suggesting “XRP could trade between $3.50 (bullish breakout) and $2.71 (bearish correction) by January 2026, with a likely average price of $3.90.” Meanwhile, DigitalCoinPrice offered the most measured XRP price prediction, expecting the token to “range between $2.09 and $3.57 in January 2026, with an average price of $2.09.”
The convergence of multiple analyst targets around the $2.75-$3.90 range suggests institutional confidence in Ripple’s upside potential, despite current technical headwinds.
XRP Technical Analysis Breakdown
XRP’s current technical landscape presents a mixed picture that requires careful navigation. Trading at $2.09, the token sits precisely at its neutral RSI level of 54.13, indicating neither oversold nor overbought conditions.
The MACD histogram at 0.0000 signals a concerning lack of bullish momentum, with the MACD line and signal line converging at 0.0433. This convergence often precedes directional moves, making the next few trading sessions critical for determining XRP’s short-term path.
Bollinger Band analysis reveals XRP positioned at 0.66 of the band width, suggesting the token is closer to the upper band ($2.31) than the lower band ($1.68). The middle band at $2.00 represents the 20-period SMA, currently acting as a support level that XRP has successfully defended.
The Average True Range (ATR) of $0.11 indicates moderate volatility, providing sufficient price movement for active traders while remaining within manageable risk parameters.
Ripple Price Targets: Bull vs Bear Case
Bullish Scenario
A sustained break above the immediate resistance at $2.11 would target the strong resistance level at $2.12, followed by the critical $2.42 level identified in recent analyst reports. Success at these levels could propel XRP toward the $2.75 short-term target, with the Bollinger Band upper limit at $2.31 serving as an intermediate checkpoint.
The bullish case strengthens if XRP can reclaim its 7-day SMA at $2.17, which would indicate renewed buying interest and potential momentum toward the $3.50-$4.40 range suggested by institutional analysis.
Bearish Scenario
Failure to hold the immediate support at $2.08 could trigger a decline toward the strong support level at $2.07. A breach of this level would expose XRP to the 20-period SMA at $2.00, representing a critical make-or-break level for the current structure.
Extended weakness could target the Bollinger Band lower limit at $1.68, representing a significant 20% decline from current levels. The bearish scenario gains credibility if the MACD histogram turns negative and RSI breaks below 50.
Should You Buy XRP? Entry Strategy
Current market conditions suggest a cautious approach to XRP accumulation. Conservative investors should wait for a clear break above $2.12 with sustained volume before considering long positions, targeting initial profits at $2.31 and extended targets at $2.75.
Aggressive traders might consider accumulating near the $2.08 support level with tight stop-losses at $2.05, positioning for a bounce toward the $2.17 resistance. However, the neutral MACD momentum suggests patience may be rewarded with better entry opportunities.
Risk management remains paramount given XRP’s position between key technical levels. Position sizing should account for potential 10-15% volatility in either direction, with stop-losses placed below the $2.00 psychological level.
Conclusion
XRP price prediction models suggest upside potential toward $2.75-$3.90 over the coming weeks, supported by multiple institutional forecasts. However, current technical indicators present a neutral-to-bearish near-term picture that warrants caution.
The convergence of analyst targets around $2.75 provides a compelling Ripple forecast, but traders should await clearer momentum signals before committing significant capital. The critical $2.42 resistance level remains the key to unlocking higher targets.
Disclaimer: Cryptocurrency investments carry substantial risk. This XRP price prediction is based on technical analysis and should not constitute financial advice. Always conduct your own research and consider your risk tolerance before trading.
Image source: Shutterstock
Source: https://blockchain.news/news/20260111-price-prediction-xrp-targets-275-short-term-despite-bearish
