Following the Launch of Its Agentic Platform, FintechOS Surges to 130% Growth in the US and Reaches Profitability

FintechOS, the financial services technology company that offers AI-powered digitalisation solutions for banks and insurers, has reached profitability, along with 40% year-on-year recurring revenue growth as of the end of Q1. The growth was driven primarily by rapid expansion in the United States, continued momentum across the UK and Continental Europe, and the adoption of the latest generation of its platform, built natively around artificial intelligence. 

The company is targeting annual recurring revenue of USD 35 million in 2026, following a period of consolidation in 2023 and 2024. Gross margin has grown significantly in absolute terms, allowing the company to reach profitability without sacrificing its pace of growth.

Teo Blidarus, Co-founder and CEO of FintechOS, said: “Growth and profitability go hand in hand, not at the expense of one another. This year’s numbers are the consequence of things we built correctly over the past years, and now the results are showing.”

US expansion, the main growth engine

The United States has become the company’s most dynamic market, growing 130% over the past year. Credit Unions are a key segment for FintechOS in this market, but not the only one: the company is also actively developing other core segments, such as insurance and banking, with vertical specific solutions: Intelligent Policy Admin System and Unified Origination Products, Pricing and Origination, respectively.

To support this expansion, FintechOS has strengthened its North American leadership team with the addition of Rich Longo, who brings more than two decades of experience at the intersection of financial services and technology, including at McKinsey & Company and Robinhood, alongside other prominent names from the US fintech landscape. Several other senior industry executives are currently in the process of joining the team. 

Rich Longo, Board Director at FintechOS, commented: “In the new context of the speed that artificial intelligence requires, FintechOS solutions are a strong fit for the requirements and expectations of the US market. I chose to join because I saw a company that succeeds where many others do not, in one of the most competitive markets in the world, through an AI-first proposition that responds exceptionally well to what the market demands.” 

Consolidating UK and Continental Europe positions

Across Europe, FintechOS has entered key new segments while also deepening relationships with major existing clients, for whom it has launched new products year after year. In the United Kingdom, the company moved into building societies, a key segment in the local market with a high need to modernise their product infrastructure. The UK, with one of the world’s oldest and most developed insurance markets, proved a key growth area for FintechOS, with clients such as Howden and Admiral.” 

Across Continental Europe, FintechOS has strengthened relationships with strategic clients including BRD Groupe Société Générale, Groupama, CEC Bank and ProCredit Bank, launching new products with them each year.

From a fintech company to an AI company

The past year’s growth coincided with the launch of the latest version of the FintechOS platform, built natively around artificial intelligence. The platform embeds AI directly into the way banks and insurers design, launch and manage their products and the company describes this version as the most successful launch in its history.

The platform includes an AI copilot called Dex, through which teams at banks and insurance companies configure products and operational workflows using natural language, without the need for coding skills. According to company data, the agentic configuration approach reduced the time required for teams to configure product rules by up to 60%.

Teo Blidarus, Co-founder and CEO of FintechOS, added: “Today we are no longer a fintech company, but an artificial intelligence company for the financial industry. This version of the platform is the best received in the company’s history, and client interest confirms it.” 

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