Zero-Interest Crypto Credit and Custom Borrowing Fuel Nexo Private Expansion
Nexo, the digital asset wealth platform, which manages over $8 billion in assets, reported a 136% increase in Nexo Private clients year-over-year. The expansion pushed language support from 9 to 17, extending the service’s reach across global markets.
Nexo Private targets clients with portfolios of $100,000 or more. The platform pairs relationship managers with individual clients and offers priority access, personalized onboarding, and custom borrowing terms.
The growth reflects a broader shift among wealthy investors. Recent data indicates up to 74% of high-net-worth individuals and family offices are already invested in crypto or actively evaluating allocations. That figure has climbed alongside the post-exchange-traded fund (ETF) environment, which pulled in over $30 billion in inflows during its first year.
Elevated borrowing costs in traditional finance are also reshaping how private investors manage liquidity. Rather than selling appreciating holdings, clients are increasingly turning to crypto-backed credit lines to access cash. Nexo Private positions its credit products directly within that demand.
The platform’s flagship offering is its Zero-interest Credit (ZiC) strategy, which allows eligible clients to borrow up to $100 million at zero interest, secured by bitcoin or ether. The product was named “Consumer Lending Product of the Year” at the 2026 FinTech Breakthrough Awards.
Beyond ZiC, Nexo Private offers custom credit lines with up to 65% loan-to-value ratios across a collateral base of more than 40 digital assets. Clients also have access to over-the-counter trading with deep liquidity and minimal slippage.
Octavian Dinca, Nexo’s Head of Private Client Services, said clients are moving past simple exposure and toward more structured strategies. “Products like our Zero-interest Credit give clients both the flexibility and the liquidity access they need to make their holdings work harder without giving them up,” Dinca said.
As part of the expansion, Nexo introduced in-app private chat, giving eligible clients a direct, secure line to their relationship manager without leaving the platform. The feature runs within Nexo’s existing security infrastructure, which includes a real-time Anti-Scam Engine and SOC-certified controls.
Portfolio tools have been expanded as well. Clients now have access to collateral optimization mechanisms and exposure expansion tools designed for high- volume, actively managed positions. Nexo Private also includes access to curated client experiences — sporting events, industry gatherings, and private engagements — each handled by the client’s dedicated relationship manager.
The platform has operated since 2018 and currently serves clients across 199 jurisdictions. Nexo reports it has processed more than $400 billion in transactions.
FAQ 🔎
- What is Nexo Private? Nexo Private is a high-touch digital asset wealth service for clients with portfolios of $100,000 or more, offering dedicated relationship managers, custom credit lines, and OTC trading.
- How fast has Nexo Private grown? Nexo Private’s client base grew 136% since the start of 2025, more than doubling from the prior year.
- What is Nexo’s Zero-interest Credit strategy? It allows eligible clients to borrow up to $100 million at zero interest, secured by bitcoin or ether, and was named Consumer Lending Product of the Year at the 2026 FinTech Breakthrough Awards.
- Who is Nexo Private designed for? The service targets high-net-worth individuals and family offices globally, with portfolios starting at $100,000 and access across 199 jurisdictions.
Source: https://news.bitcoin.com/nexo-private-wealth-platform-grows-136-as-institutional-crypto-adoption-accelerates/
