- Goldman Sachs emerges as the dominant institutional holder of Spot XRP ETFs with a $153M position.
- Recent 13F filings show 30 major firms, including Millennium and Citadel, hold XRP ETF exposure.
- XRPL RWA tokenization grows to $474.6M, with total represented value nearing $1.5B.
Goldman Sachs has emerged as the major institutional player in the XRP market after disclosing a dominant $153.8 million stake in spot XRP ETFs. The banking giant’s 13F filing as of March 11, 2026, shows a massive accumulation phase. This signals that Wall Street’s elite have transitioned from crypto skeptics to major shareholders of Ripple’s ecosystem.
Goldman Sachs Dominates XRP ETF Holdings
Goldman Sachs disclosed holding XRP worth about $153.8M in its Q4 2025 13F filings with the U.S. Securities and Exchange Commission (SEC).
While the banks’ total crypto portfolio exceeds $2.3 billion, including major Bitcoin and Ethereum holdings, its $153.8 million investment in XRP ETFs represents the bank’s most aggressive move into utility-focused altcoins to date.
Bloomberg analyst James Seyffart has noted that among the top 30 reported holders of spot XRP ETFs at the end of 2025, total positions reached about $211 million. Goldman accounted for nearly $154 million, or roughly 73% of disclosed institutional holdings.
Goldman’s significant XRP allocation through compliant vehicles shows the growing institutional acceptance of the token for cross-border payments, settlement, and real-world asset tokenization on the XRP Ledger (XRPL).
Why Wall Street is Pivoting to XRP
Wall Street institutions are increasingly allocating to XRP through spot ETFs launched in late 2025, which have amassed over $1.21 billion in cumulative net inflows.
XRP’s appeal lies in the XRP Ledger’s established role in efficient cross-border settlements, delivering sub-5-second finality and minimal fees to replace costly Nostro/Vostro accounts in the $150+ trillion payments market.
This makes XRP the bridge asset inside Ripple’s On-Demand Liquidity corridors that banks and payment providers already use to replace expensive pre-funded Nostro/Vostro accounts in a market worth over $150 trillion annually.
The March 2, 2026, addition of Ripple Prime (formerly Hidden Road) to the DTCC NSCC directory embeds XRPL-compatible infrastructure into U.S. post-trade clearing, enabling tokenized workflows and institutional programmable payments under compliant frameworks.
XRPL is also capturing rapid growth in real-world asset tokenization, with distributed asset value at $474.60M and total represented value nearing $1.5 billion, driven by issuances like tokenized Treasuries and diamonds.
Every on-chain transaction burns trace XRP fees, creating structural demand as tokenized TVL scales, positioning XRP as a compliant infrastructure asset for TradFi convergence.
What’s the Crypto Market?
The surge in ETF inflows and XRPL growth in RWA tokenization comes as Ripple expands its global footprint through new Electronic Money Institution (EMI) licenses in the UK and Europe.
With major issuers like Bitwise and Franklin Templeton reporting record demand, the current institutional floor suggests that XRP is being cemented as a “blue-chip” asset for regulated 2026 portfolios, independent of retail price swings.
Related: XRP Sweeps Key Liquidity Levels, Analysts Eye Possible Expansion Phase
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Source: https://coinedition.com/goldman-sachs-leads-institutional-investment-in-spot-xrp-etfs/
