Binance Integrates Ripple’s Stablecoin on XRP Ledger Network

Binance has completed the technical integration of Ripple USD (RLUSD) on the XRP Ledger (XRPL).

The update expands RLUSD’s functionality beyond its initial Ethereum-based support on the platform, giving users access to native settlements on XRPL, which are designed to offer faster processing and lower transaction costs.

The move strengthens RLUSD’s infrastructure positioning within Ripple’s broader 2026 development strategy.

Deposits Live, Withdrawals Pending

RLUSD deposits via the XRP Ledger are now fully operational for Binance users. Assigned XRPL deposit addresses can be accessed directly through the Binance Deposit Hub.

Withdrawals on XRPL remain temporarily paused. Binance stated that withdrawal functionality will be enabled once sufficient on-chain liquidity and order book stability are established. This phased rollout suggests a focus on ensuring market depth before activating full bidirectional flows.

Binance currently supports several RLUSD spot trading pairs, including RLUSD/USDT, RLUSD/USDC, and XRP/RLUSD.

Stablecoin Structure and Market Growth

RLUSD is a 1:1 USD-backed stablecoin issued by Standard Custody & Trust Company, a subsidiary of Ripple. The asset is designed primarily for cross-border payments and institutional-grade decentralized finance applications.

Since its initial listing on January 22, 2026, RLUSD has surpassed a $1 billion market capitalization. Growth has been attributed to institutional adoption and its role within Ripple’s cross-border settlement infrastructure.

XRPL Surpasses Solana in On-Chain RWA Value

Liquidity Incentives and Strategic Roadmap

To encourage early liquidity on XRPL, Binance is offering a zero trading fee promotion on selected RLUSD pairs. Such incentives are commonly used to accelerate market participation and deepen order book activity during network expansions.

The XRPL integration aligns with Ripple’s 2026 roadmap, which aims to evolve the XRP Ledger from a payments-focused blockchain into a broader institutional DeFi framework. Expanding stablecoin settlement directly on XRPL is a key component of that transition.

As liquidity builds and withdrawals become active, RLUSD’s role within the XRP Ledger ecosystem is expected to expand beyond simple exchange listings into broader institutional financial workflows.

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