How Accepting Crypto Can Increase Your Business Income by 13%

In recent years, cryptocurrency has moved from the fringe to the forefront of global commerce. Businesses are increasingly turning to crypto not just as a trend, but as a superior alternative to fiat currencies.

Why are businesses accepting crypto payments?

How increase your business income by 13%*

Which Crypto Payment Gateway to Choose in 2026

Why is NOWPayments the payment gateway your business needs?

According to Chainalysis, the total global cryptocurrency transaction volume reached $15.8 trillion in 2021, up from $2.3 trillion in 2020 — a 567% increase year-over-year, driven largely by retail and commercial adoption. Although the market experienced corrections since then, stablecoins and blockchain payments continue to demonstrate steady growth and use in real-world transactions.

Criteria

PayPal

Stripe

Bank Transfer

Skrill

NOWPayments

Fee

2.9% + $0.30

2.7% + $0.30

10–50% (international)

1.45%–3.99%

0.5%–1%

Speed of transaction

1-3 days

2-7 days

1-5 days

Up to 24 hours

45 seconds

Works with Cryptocurrencies 

7 coins

3 coins

No

only BTC, ETH

350+ coins

Geography

200+ countries

40+ countries

Depends which bank

120+ countries

Any country*

Here’s why crypto beats fiat:

1. Lower Fees: Traditional payment processors charge high transaction and cross-border fees. Crypto, especially on low-fee networks like TRC-20, can reduce transaction costs by up to 90%.

2. Faster Settlements: Fiat payments, especially across borders, can take days. Crypto payments are typically confirmed in minutes — or even seconds on certain blockchains.

3. Global Access: Crypto payments are borderless. Whether your customer is in Brazil or Japan, they can pay instantly without currency exchange hassles.

4. Security & Transparency: Blockchain technology ensures immutable transaction records and reduces fraud risks, giving merchants peace of mind.

5. New Market Segments: Accepting crypto can attract younger, tech-savvy customers and international buyers who prefer decentralized finance options.

As digital commerce grows, embracing crypto payments is no longer an edge — it’s becoming a necessity. With platforms like NOWPayments, businesses can easily start accepting crypto while enjoying auto-conversion to fiat, stablecoin payouts, and low-fee transactions.

Why are businesses accepting crypto payments?

In recent years, many businesses accepting crypto payments have recognized the benefits of crypto as a viable payment option. By accepting payments in cryptocurrency, they can tap into a growing customer base that prefers bitcoin payment and other cryptocurrencies as payment. This shift allows merchants to accept payments without the constraints of traditional payment methods, such as credit card payments or fiat currencies that often involve high transaction fees.

Furthermore, global crypto adoption enables merchants to send crypto and hold crypto seamlessly across borders, making crypto transactions more efficient. As businesses look to accept new payment options, they are increasingly turning to crypto processing solutions that facilitate crypto payments as a business. By embracing this innovative approach, merchants see crypto payments as a way to enhance their financial flexibility and cater to a tech-savvy clientele.

How increase your business income by 13%*

Switching from traditional payment systems to NOWPayments — and specifically using USDT deposits on the TRC-20 network — can significantly boost your bottom line.

Here’s how: seeing strong demand for crypto payments across businesses of all sizes, NOWPayments has reduced the average fee for USDT TRC-20 deposits from $4 to just $1. That’s a 75% decrease in deposit costs.

This means that the less you spend on transaction fees, the more of your revenue you keep — essentially increasing your earnings. Based on internal data and average business volumes, companies using NOWPayments for USDT TRC-20 deposits can reduce fee-related expenses by an average of 13% per month.

That 13%? It’s pure operational efficiency — turning savings directly into profit.

*Actual savings may vary depending on transaction volume and network conditions.

Which Crypto Payment Gateway to Choose in 2026

As we look ahead to 2026, choosing the right crypto payment gateway is crucial for business owners wanting to accept Bitcoin and other digital assets. The landscape of accepting cryptocurrency is rapidly evolving, with numerous options available for small businesses to integrate crypto payments.

When evaluating top crypto payment processors, consider their ability to accept cryptocurrency payments from a variety of crypto assets, as well as the ease of use for customers who use a crypto wallet or pay with crypto directly. Additionally, examine the payment process and whether the provider requires KYC (Know Your Customer) verification, as this can affect user adoption.

One of the most comprehensive and business-friendly solutions is NOWPayments — a gateway that supports over 300 cryptocurrencies, offers low fees starting at just 0.5%, and requires no KYC for onboarding. With features like fiat conversion, non-custodial services, and seamless integration with major platforms, NOWPayments is the best crypto payment gateway for 2026.

Understanding the pros and cons of accepting Bitcoin and crypto payments is essential; while accepting cryptocurrencies can enhance your business’s appeal and grow your business, there can be challenges such as volatility and regulatory compliance. Ultimately, the best choice will enable merchants to accept Bitcoin and crypto seamlessly, allowing them to facilitate payments globally and cater to a growing customer base.

Criteria

NOWPayments

CoinGate

BitPay

Coinbase Commerce

CoinsPaid

Fee

0.5%

1%

1-2%

1% + network fee

1%

Cryptocurrency Support

300+

50+

BTC, ETH + stablecoins

10+

30+

Fiat Support

Through partners

Through banks (limited)

USD, EUR

No

Through partners

Countries served

Globally*

100+

200+

100+

150+

Key takeaways:

• NOWPayments leads in the number of supported cryptocurrencies (350+), including rare tokens and DeFi projects.

• Lowest fees – up to 2 times cheaper than CoinGate/BitPay.

• Global reach – works anywhere with internet access, unlike competitors with regional restrictions.

• Fiat flexibility – automatic conversion to USD, EUR, or stablecoins (USDT, USDC).

Business example:

For processing $50,000 per month:

NOWPayments: fee 250–500

BitPay/CoinGate: fee $500

Why is NOWPayments the payment gateway your business needs?

In today's digital landscape, businesses are increasingly looking to accept cryptocurrency payments to meet the evolving needs of their customers. NOWPayments stands out as the ideal payment gateway that allows you to use bitcoin and other digital currencies effortlessly. By accepting bitcoin and other cryptocurrencies, you can provide your customers with a flexible form of payment that caters to the growing trend of payments in crypto. This innovative platform enables you to easily accept a range of cryptocurrencies, making it an attractive option for businesses that want to expand their payment options.

With NOWPayments, you can also manage all your payments via a single interface, simplifying your financial processes. As more consumers prefer payments with crypto, adopting this new form of payment can help your business stay competitive. Crypto processors like NOWPayments ensure that you can accept multiple cryptocurrencies, including bitcoin, and easily integrate with your existing payment systems. Whether you’re just starting with crypto or are already familiar with crypto payment processors, NOWPayments offers a seamless way to embrace the future of finance.

Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.