Binance lists Ripple’s RLUSD stablecoin after breakout 2025 growth

Binance lists Ripple’s RLUSD stablecoin, adding XRP pairs as Ripple plots 2026 L2 expansion and humanitarian aid use with 103% cash and T‑bill reserves.

Summary

• Binance lists RLUSD with XRP and dollar-pegged spot pairs, margin eligibility, and upcoming Binance Earn integration.​
• Ripple backs RLUSD with a 103%+ reserve of T‑bills and FDIC‑insured deposits and plans 2026 expansion to major Ethereum L2s via Wormhole and NTT.​
• NGOs including World Central Kitchen and Water.org test RLUSD on Ripple’s payments rail to speed transparent cross-border humanitarian aid.

Binance has listed Ripple’s USD-pegged stablecoin RLUSD (RLUSD) for trading, approximately one year after the token’s initial launch, according to an announcement from the San Francisco-based blockchain payments company.

Binance lists RLUSD

The stablecoin is supported on Ethereum, with support for the XRP Ledger (XRPL) planned for a later date, Ripple stated on social media platform X. The company described the listing as a milestone in RLUSD’s growth and a reflection of its commitment to building enterprise-ready stablecoin infrastructure.

Trading pairs involving XRP and a US dollar-pegged stablecoin became available on the launch date. The listing includes spot trading support, portfolio margin eligibility, and utility in leveraged trading strategies. Binance plans to add RLUSD to Binance Earn in the coming days, according to the announcement.

RLUSD recorded significant market capitalization growth in 2025, less than a year after launch. The stablecoin maintains a reserve buffer exceeding 103 percent, held in US Treasury bills and FDIC-insured bank deposits under New York Department of Financial Services supervision, according to Ripple.

Ripple plans to expand RLUSD to multiple Ethereum Layer-2 networks in 2026, utilizing Wormhole’s cross-chain messaging protocol and the Native Token Transfer (NTT) standard. The planned rollout includes bridges to Optimism, Base, Ink Chain, and Unichain, marking the company’s entry into Ethereum’s scaling ecosystem.

In October 2025, several major nonprofit organizations announced partnerships with Ripple to use the company’s blockchain payment platform and RLUSD for humanitarian aid delivery. World Central Kitchen, Water.org, GiveDirectly, and Mercy Corps stated they are testing the technology to improve funding speed and transparency for cross-border transactions without traditional banking networks.