Jan 2026 Portfolio Update: Stable 18–20% APY Amid BTC Consolidation

Mixed bag this week in crypto markets: BTC edged down slightly overall (from ~$91k to ~$95.6k ), while altcoins like SUI (+20–31% ) and XRP surged. Your portfolio (BTC, ETH, SUI, AERO, XRP) stayed positive on average, buoyed by SUI/XRP strength amid BTC stability around 95–97k. 📈

📊 Weekly Coin Movements

Portfolio benefited from altcoin rotation away from BTC dominance.

Coin Weekly Change/Volatility Key Swings Note BTC -0.58% to +5% 91k → 97k USD Stable, mild dip ETH -2% to +3% 3.200–3.500 USD Consolidation SUI +20–31% 1.5 → 1.8–2 USD Top winner 🚀 AERO Neutral No big moves Following alt trend XRP +21% → 2.1 USD BTC rotation play

🔍 BTC Technical Analysis (Weekly)

Moderate bullish momentum emerging.

• RSI: 58 (neutral, not overbought).
• MACD: Mild positive histogram (upside potential).
• ADX: 28 (moderate trend strength).
• Trend: Upward above 90k support, rising volatility via Bollinger Bands.

📈 ETH & Altcoin Tech Breakdown

• ETH: RSI 42–45 (neutral/bearish), MACD sell (-111), Directional -16; upside if resistance breaks.
• SUI: Symmetrical triangle, $2 support key for bulls.
• AERO: Neutral indicators.
• XRP: Bullish Bollinger Bands, channel pattern — boosted by SEC ending Ripple appeal.

🌍 Key Global Crypto News

• Altcoins rotating (SUI +20%, TAO +16%); total market cap +$250B.
• SEC drops Ripple appeal — XRP relief rally.
• Canary Capital files for SUI ETF.
• BTC ETF outflows $680M; options expiry adds 90k volatility today.

🪙 Gold as Precious Metal

Gold in bearish correction toward $4,235 support post-ATH, eyeing rally above $5,165. RSI trendline backs upside amid geopolitics fueling long-term bull.

💼 My Portfolio Updates

DeFi portfolio grinding higher with minimal new capital.

• Bitpanda: Up to $1,055 (+$37, no new deposits). Heavy in gold/ETFs. BITPANDA
• VFAT: $847 (+$9), $10 rewards reinvested in ETH pools.
• KRYSTAL: $1,285 (flat), +$6 fees; closed dead position — shifting $90 to Beefy, now $1,195.
• GAMMASWAP: +$5 on Base/Arbitrum ETH volatility plays.
• PENDLE: Minimal gain; stable stake-to-maturity (testing phase).
• MOONWELL: +$30+, better LTV.
• AAVE: +$15, LTV down to 40.08% (safe zone).
• NAVI: Negligible balance/health factor lift.
• TURBOS: Flat, minimal fee rewards.
• CETUS: Flat balance, +$1 rewards (reinvesting); one vault +$20, another -$2, +$2 rewards.
• BEEFY: Core holding — compounding strong.

📊 Portfolio Summary Snapshot

Metric Value Total Value ~$8,550–8,650 USD Concentration BTC-derivs + BTC/USDC CLM Weighted APY ~18–20% annual Yield Sources Uniswap v3 BTC CLM, PancakeSwap vaults, Aerodrome vLP, Morpho/Beefy

Yields stable from fees/compounding.

🔄 Week-over-Week Comparison

Category Last Week Now Change Total Value ~$8,700 $8,927 +$227 (+2.6%) Est. Daily Yield ~$3.7–4.0 ~$3.8 Stable Accrued Yield (Lifetime) ~$1,691 $1,738 +$47 net

Notes: Growth from yields + mild BTC/ETH price lifts. Lower volatility, better range-resilience. Risk down, IL pressure eased. Subjective score: 8.2/10 (up from 7.5).

🧾 Quick Conclusion

Portfolio up ~2.6% in a week, holding steady daily cashflow (~$3.8). APY isn’t sky-high, but structure is mature, less volatile, and sustainable — less action, more results.

🧠 Final Take:

• ❌ No strategy issues.
• ❌ Beefy autocompound flawless.
• ✅ Time + volume will scale it.
• 👉 HODL portfolio: Real fees, controlled risk, gradual growth — no bridging frenzy.
• Daily yield dips? Normal. Healthy structure wins in DeFi. Liquidity outlasts high-APY chasers.

Thoughts on SUI ETF buzz or XRP’s win? Comment below! 👇

⚠️ Disclaimer

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Disclaimer:

This post is just my personal opinion and ideas. I am not promoting or recommending any cryptocurrency or investment. Please do your own research and be careful when investing. Any decisions you make are at your own risk.

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💼 Jan 2026 Portfolio Update: Stable 18–20% APY Amid BTC Consolidation was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story.