Many believe 2026 will be the year of crypto presales. And the top three presales that have risen to prominence in January so far are Digitap ($TAP), BlockDAG ($BDAG), and IPO Genie ($IPO). Among the three, Digitap leads as the best-performing banking crypto presale, having reached $4 million in just three months.
Banking access remains a dream for billions worldwide. But that’s about to change with Digitap’s omnibanking platform. While both BlockDAG and IPO Genie show promise, their extended presales have raised concerns for many.
Read on to learn which of these three is the best crypto to buy now!
Digitap — Omnibanking for All, Crypto & Fiat Under One Roof
Crypto users have long been stuck between two broken systems that need fixing. Banks move slowly, charge more, and still treat crypto like an alien concept. Pure crypto platforms move fast but fall apart when fiat, compliance, or everyday spending comes into play.
That’s something Digitap has set out to change with its omnibanking platform. As the world’s first true omnibank, Digitap has launched its global money app that lets users handle crypto and fiat at the same time.
But Digitap is more than just about handling fiat and crypto. For millions of freelancers and business owners, Digitap promises far cheaper cross-border payments (fees can be as low as under 1%) and near-instant execution.
The main reason Digitap is becoming a top choice for handling payments is its recent partnership with Visa. Digitap users get access to physical and virtual Visa cards to spend both crypto and fiat anywhere in the world.
Digitap is basically building the future of the payment ecosystem with its omnibanking model. And the Digitap model is ideally suited for mass adoption in 2026 and beyond. That’s exactly why many now call Digitap the best crypto to buy in early 2026.
BlockDAG — An Ambitious Project With a Snailing Presale
On paper, BlockDAG sounds bold as a project. It pitches a next-gen blockchain that replaces the straight-line limits of traditional chains with a DAG structure. And it wants to pave a way for transactions to process in parallel.
Faster confirmations. Better scalability. EVM compatibility for developers who already live in Ethereum’s world. It reads like a technical upgrade that the blockchain space has been waiting for.
But ambition alone does not move markets. Despite raising roughly $442 million over several months, BDAG’s presale has dragged on. And this drag has been testing investor patience. Delayed timelines and a slow rollout have dulled momentum, even as the BDAG token trades near $0.003.
An ambitious project with a slow-moving presale appears to be a red flag to many. And that’s why those who value clear roadmaps are moving to solid banking crypto presales, such as Digitap. For many, $TAP is currently the best crypto to buy for higher gains in 2026.
IPO Genie — Big Idea, Stuck in Slow Motion
IPO Genie also has big dreams to sell. $IPO token holders get exposure to private and pre-IPO deals, a space usually locked away from everyday investors. It sounds powerful. Tokenized access to private markets has been a long-standing crypto dream. And on paper, IPO Genie checks the right boxes.
The problem is traction. Months into its presale, the project has raised just $628K. And it is already sitting in Stage 37. That’s a red flag in a market that rewards speed and execution.
In 2026, investors aren’t short on ideas to back. They’re short on patience. With no clear end to the presale in sight and momentum fading, many appear to be reallocating capital elsewhere. In this environment, slow burns struggle.
And that’s also the reason why fast movers like Digitap are pulling ahead while IPO Genie waits for lift-off. With over $4 million raised in just three months, Digitap has convinced the market of its high-growth potential. And many now consider $TAP the best crypto to buy in early 2026.
Digitap Hits $4 Million — The Best Banking Crypto Presale of 2026
BlockDAG has raised a staggering $442 million, which sounds impressive. But the problem is consistent delays in the launch date. For IPO Genie, the dealbreaker is a lack of trust from investors. So far, a little over a thousand investors have joined the $IPO presale.
On the other hand, over 120,000 wallets have already connected to the Digitap presale. And the number is increasing by the day. That only goes on to show the confidence the market has in Digitap’s growth potential.
What’s more, Digitap recently crossed the $4 million mark in fundraising. And it did so in just over three months. The $TAP token is now up for grabs at $0.0427 after a 241% jump from the initial presale price of $0.0125.
Despite this massive price leap, $TAP is still available at a 69% discount from the launch price of $0.14. That basically means anyone joining the presale today can potentially secure a 227% ROI by the end of the presale.
But that’s not the best part. The main reason many consider $TAP the best crypto to buy now is its potential for a 10x move following its launch.
Digitap vs. BlockDAG vs. IPO Genie — The Best Crypto Presale of 2026?
This comparison between three of the top crypto presales boils down to one question that matters in 2026. What problem actually needs solving?
BlockDAG and IPO Genie aim high. One chases faster chains. The other chases access to private markets. Both ideas sound smart. Neither touches everyday life.
Meanwhile, more than 1.4 billion people still live without basic banking. That’s something worth paying attention to. And a reason why Digitap has become such a huge hit among common crypto users is its focus on expanding banking access with its global money app.
The presale momentum also favors Digitap. Digitap crossing $4 million fast shows demand is already there, driven by global access and simple utility. BlockDAG and IPO Genie are still waiting for this kind of momentum.That’s why many see Digitap as the best crypto presale right now. And that’s also why a post-launch 10x run for $TAP in 2026 doesn’t sound far-fetched at all.
Digitap Emerges as the Best Crypto to Buy as Presale Supply Thins
BlockDAG and IPO Genie bring ideas to the table. But both remain stuck in long presales and narrow use cases. Their stories are still waiting for real-world pull. Common crypto users may struggle to relate to the ambitious use cases that these two crypto presale projects offer.
Digitap, on the other hand, has created an omnibanking platform that everyone can relate to. And it’s perfect for global adoption. The market confidence in Digitap’s vision for the future of finance is already visible in its early presale numbers. Many now believe that this mass adoption can trigger a potential 10x price pump for $TAP once it hits major exchanges in 2026.
That explains why many call $TAP the best crypto to buy now. But Digitap’s fast-moving presale also means a rapidly depleting supply. With the current round already 72% complete, there are limited $TAP coins available for investors to secure at a discount before the price takes another leap.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article is not intended as financial advice. Educational purposes only.
Source: https://blockchainreporter.net/banking-crypto-presale-crushes-4m-raised-digitap-tap-vs-blockdag-bdag-vs-ipo-genie-ipo/
