Stellar (XLM) Eyes $0.28 After Roadmap Signals Stablecoin and Lending Growth

Stellar (XLM) is taking major steps in the world of DeFi with its new Q1 2026 roadmap that has been rolled out. This new roadmap is focused on the upcoming mainnet launch of the USST stablecoin and marked improvements within the world of lending for users within the XLM network ecosystem, with XLM at its core.

STBL Roadmap Boosts Stellar (XLM) Growth

According to Scopuly – Stellar Wallet, key developments in the first quarter of 2026 are released by STBL in its Q1 2026 roadmap, which focus on further developing the XLM network. The key points of the roadmap are the launch of the mainnet USST, the Decentralized Loans feature, and the integration of STBL, USST, and YLD into an ecosystem.

Additionally, the plans for Stellar involve improving compatibility for Ethereum, Solana, as well as its own chain.

The upcoming launch of the USST mainnet network is expected to push the usage of stablecoins in the Stellar network. The utility token XLM will play a crucial role in a major way in the Stellar network.

This comes as part of developments that aim to improve Stellar’s presence as a compliant hub for integration with real-world assets, or RWA. These services are geared towards the relationship that exists between the financial industry and blockchain.

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XLM Eyes Short-Term Dip

Analyst Ali Martinez also noted that there could be a short-term drop for XLM to $0.19 before reversing to climb again to $0.28. There could be some volatility and potential for growth in the future months with the implementation of the governance features.

Source: X

At press time, XLM is trading at $0.2281, with a trading volume of $107.43 million in the last 24 hours and a market capitalization of $7.37 billion. Over the last 24 hours, there has been a slight drop of 0.13% in XLM value.

Source: CoinMarketCap

Although there was a small decline, the XLM environment is preparing for immense expansion with new DeFi projects and cross-chain integration.

XLM is further reinforcing its long-term plans through the roadmap efforts being placed on regulated stablecoins, loan offerings, and real-world DeFi adoption. XLM continues to feature prominently as the Stellar Development Foundation continues to enhance the adoption of blockchain technology through DeFi.

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