XRP Ledger Velocity Hits 2025 Peak As ETFs Near $1 Billion Inflows

1. XRP Ledger velocity reaches 2025 peak at 0.0324, signaling faster token movement.
2. U.S. spot XRP ETFs attract $67.74 million in daily inflows, nearing $1 billion total.
3. Weak U.S. small business employment may drive capital toward XRP, says Pumpius.

The XRP Ledger has recorded its highest circulation velocity of 2025 at 0.0324, according to Stern Drew. This reflects faster movement of XRP tokens across the network, pointing to increased liquidity and activity.

Source: X

XRP’s price remained steady around $2.17, suggesting that investors are building positions rather than exiting. The rise in ledger velocity demonstrates growing confidence in XRP as both a transactional and settlement asset, strengthening its utility amid broader adoption.

Also Read: XRP Ledger (XRPL) Activity Surges 142% While Market Cap Climbs to $121B

Beyond XRP Ledger, XRP ETFs Attract $67.7M in Single-Day Inflows

U.S. spot XRP ETFs have become a key driver of institutional interest. On a single day, these ETFs collected $67.74 million in inflows, bringing total assets under management to $910 million. More than 400 million XRP tokens, or about 0.4% of the total supply, are now locked in ETF holdings.

This inflow has positioned XRP ETFs ahead of Ethereum and Solana products, underlining investor demand for regulated exposure. Ripple CEO Brad Garlinghouse highlighted that the inflows are still in the early stages, with major firms like Invesco and Franklin Templeton supporting the growth.

XRP Gains Edge as U.S. Small Business Job Losses Mount

The economic situation in the U.S. is providing a conducive atmosphere for XRP. Small business hiring is under siege, a development which traditionally drives the flow of capital towards holdings such as XRP, according to crypto expert Pumpius.

The most recent ADP report is that small businesses in November cut 120,000 jobs: 46,000 lost by one- to nineteen-employee companies and 74,000 from those with 20 to 49. That is the sixth loss in seven months and a drop of 264,000 positions since spring, which constitutes the weakest three-month average since last year.

Analyst Pumpius added that structural stress of this kind typically results in policy easing, liquidity injections, and rate cuts. In that context, capital flows to the assets with real utility and institutional /regulatory clarity – which is exactly where XRP is. Reserves in exchange are at a multi-year low, Ripple Prime & GTreasury are constructing a settlement rail, and the RLUSD offers regulation-compliant stable liquidity.

As the regulatory clarity continues to improve on a global scale, XRP is ready to take advantage of growing liquidity and market cycles resetting, making it a top pick for any investors craving safe and usable crypto assets.

Also Read: XRP Ledger (XRPL) Unveils Layer 1 Smart Contracts on AlphaNet, Expanding DeFi Potential