Ripple funding: $500M at Swell lifts valuation to $40B and backs XRP’s push

At Swell on 5 November 2025, Ripple announced a $500 million strategic investment at a $40 billion valuation, a move the company called a major step for ripple funding and institutional XRP adoption. Read Ripple19s event coverage: CryptoBasic report.

What does ripple funding at Swell mean for XRP adoption?

How will ripple funding influence institutional uptake?

Ripple said the $500 million round, presented at Swell, was intended to accelerate enterprise traction and convert pilot programs into live settlement flows.

Company statements named Fortress Investment Group and Citadel Securities as lead participants and referenced affiliates of Pantera Capital, Brevan Howard, Galaxy Digital and Marshall Wace among backers.

How does this relate to the $1 billion tender offer earlier this year?

Earlier in 2025 Ripple completed a $1 billion tender offer at the same $40 billion valuation, the company said, underlining steady investor demand despite recent market volatility.

Executives framed the Swell raise as complementary strategic funding to support go10to10market and liquidity initiatives.

How will ripple funding finance product expansion, acquisitions and stablecoin growth under the GENIUS Act / new US stablecoin framework?

What product and acquisition plans did Ripple outline?

Ripple highlighted product expansion and business development as priorities, noting six acquisitions in the past two years to build custody, prime-brokerage and settlement capabilities.

The company said the new capital will back further acquisitions, engineering hires and integrations to broaden on10ramps and liquidity solutions.

What role will RLUSD and the GENIUS Act / new US stablecoin framework play?

Ripple said RLUSDs market cap has surpassed $1 billion and positioned stablecoin expansion as a core growth pillar under the GENIUS Act / new US stablecoin framework.

Reuters coverage confirms the Swell announcement and the strategic nature of the investment: Reuters report.

14This investment reflects Ripple19s incredible momentum and validation of the market opportunity were aggressively pursuing,15 Brad Garlinghouse said at Swell, according to company remarks reported by CryptoBasic.

Independent analysts note that sizeable strategic allocations from institutional firms typically reduce go10to10market friction for tokenised settlement products and increase confidence among bank and custodian partners.

For corporates and asset managers, clearer stablecoin rules under the GENIUS Act could speed treasury and settlement adoption of tokenised USD rails.

The $500 million amount, $40 billion valuation, Swell timing, investor names, RLUSD market cap and the six acquisitions were reported by Ripple and covered in the cited news reports; some figures are company reported and pending independent filings.