Ripple Eyes $1 Billion Revenue Run Rate as 2026 Target Nears

TLDR

• Ripple expects to reach a $1 billion revenue run rate by the end of 2026, excluding XRP held on its balance sheet.
• CEO Brad Garlinghouse said Ripple continues to grow despite the lack of broad U.S. crypto regulations.
• Garlinghouse said much of Ripple’s recent expansion has come from international markets.
• Ripple Treasury has become one of the company’s fastest-growing business areas.
• Garlinghouse said RLUSD has entered the top ten stablecoins around 18 months after launch.

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Ripple expects its revenue run rate to reach $1 billion by late 2026, CEO Brad Garlinghouse said on Fox Business. The forecast excludes the value of XRP held on the company’s balance sheet. Garlinghouse said overseas demand and corporate products continue to support the company’s growth.

Ripple Sees Growth Despite U.S. Crypto Rule Gaps

Garlinghouse said Ripple kept expanding while the United States still lacked broad crypto rules. However, he said the company built strong momentum in international markets.

He added that the figure does not count XRP on Ripple’s balance sheet.

The CEO said customer demand remains strong across Ripple’s product lines. He also said companies continue to seek faster payment and liquidity tools.

Garlinghouse called clearer U.S. crypto rules important. Still, he said Ripple did not wait for Washington before growing abroad.

He also addressed changing views among large banks and payment firms. He said JPMorgan CEO Jamie Dimon now accepts stablecoins as part of future payments.

Ripple has spent years building products for banks and payment firms. Therefore, Garlinghouse framed the revenue target as part of its operating business.

The company also holds cash, stablecoins, and XRP for its balance sheet. Garlinghouse said that position gives Ripple room to fund expansion.

RLUSD and Treasury Tools Drive Corporate Demand

Garlinghouse named Ripple Treasury as one of the company’s fastest-growing units. He described it as a “CFO’s dashboard” for global accounts and liquidity.

The platform helps finance teams view bank balances, currencies, and cash positions across markets. It also supports firms that manage payments through several financial partners.

Garlinghouse said more companies now study stablecoins for treasury operations. As a result, Ripple expects more demand for RLUSD in corporate payment workflows.

He said RLUSD reached the top ten stablecoins 18 months after launch. Ripple expects the stablecoin to keep growing now.

The company also sees tokenized financial services as part of its product mix. However, Garlinghouse focused on customer use rather than wider market predictions.

Garlinghouse said Ripple will spend more time integrating companies acquired last year. He said the company will still review deals when strong targets appear.

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