Stablecoin Payment Volume Soars as Firms Shift to Digital Settlements

TLDR

• Stablecoins accounted for 86% of Paybis crypto transaction volume in April 2026, rising sharply from 12% in July 2023.
• Business transactions dominated stablecoin activity, reaching 97.8% of total volume in early 2026.
• Paybis recorded $2.81 billion in stablecoin volume in May 2026, with 135% growth year-over-year.
• Digital Goods, Technology, Retail, and Fintech sectors led stablecoin payment adoption.
• About 22.5% of businesses already use or plan to adopt stablecoins for international payments.

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Businesses are rapidly increasing stablecoin usage for global payments, according to new Paybis data. The report shows enterprise adoption rising while retail trading activity declines across crypto markets. It also highlights growing reliance on stablecoins for cross-border settlements and treasury operations.

Paybis presented the findings during the Money20/20 Europe conference held in Amsterdam. The company reported that stablecoins now dominate transaction volumes across its platform. It also confirmed that business clients drive nearly all stablecoin-related activity.

Stablecoin Adoption Expands Across Business Payments

Paybis reported that stablecoins made up 86% of total crypto transaction volume in April 2026. This figure increased sharply from 12% recorded in July 2023. The data shows a strong shift toward stablecoin-based transactions among platform users. It also reflects growing trust in dollar-pegged digital assets for business operations.

The report stated that 22.5% of surveyed firms already use stablecoins or plan near-term adoption. These companies are integrating stablecoins into payment systems and treasury workflows. Paybis stated, “Businesses are moving toward practical use cases rather than speculative trading.” The trend reflects changing priorities across the digital asset sector.

Business-to-business transactions account for nearly all stablecoin activity on the platform. Paybis reported that B2B transactions reached 96.9% of volume in 2025. This share increased further to 97.8% during early 2026. The figures confirm that enterprises lead stablecoin transaction growth.

The company also reported $2.81 billion in stablecoin volume during May 2026. Activity between January and April rose by 135% compared to the previous year. These numbers show steady expansion in usage across different business sectors. They also confirm rising demand for faster payment alternatives.

Sector Demand Drives Stablecoin Payment Growth

Paybis identified Digital Goods as the largest contributor to stablecoin transaction volume. The sector has led B2B activity since April 2024. Virtual asset service providers followed closely in total usage. Technology firms also increased stablecoin-based transactions across global operations.

Retail and e-commerce companies also expanded stablecoin payment adoption across cross-border markets. Fintech firms integrated stablecoins into payment rails and settlement systems. These industries require fast transfers and predictable costs for global transactions. Stablecoins provide these features without traditional banking delays.

Survey results showed mixed expectations around transaction speed and fees. More than half of respondents expected near-instant settlement for stablecoin transfers. Others believed transactions could take up to one day. These differences highlight gaps in user understanding.

Participants also showed varied expectations regarding transaction costs across stablecoin networks. Many users expected higher fees despite average costs remaining below 1%. Paybis stated, “Education remains a key barrier for broader adoption.” The report emphasized the need for clearer information on performance.

Paybis executives said stablecoins now function as core payment infrastructure for businesses. They highlighted the need for better access to banking services and compliant payment rails. The company also stressed the importance of reliable on-ramp and off-ramp systems.

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