That’s how Young Platform recently described its mission on X, making a bold claim about where finance is heading. Founded in 2018 by a group of students in Turin, the company started with a simple idea: crypto should be clear, safe, and accessible to everyone.
In just a few years, it has grown from a student incubator project into one of Europe’s most promising fintech stories, with products that mix education, regulation, and usability in ways designed for everyday people alongside seasoned traders.
We spoke with Alexandru Stefan Gheban, Co-CEO & Co-Founder of Young Platform, about the journey from startup to regulated exchange, and how their vision of a “crypto-native neobank” could redefine how Europeans interact with money.
Q1: Can you take us back to the beginning? What first gave you the idea for Young Platform, and how did being students shape the way you wanted to make crypto easier?
Q2: Launching a crypto exchange from a student incubator must have had its challenges. What obstacles did you face early on, and how did you overcome them?
Q3: Young Platform was born from a desire to make crypto accessible to non-experts. How do you keep the experience welcoming for both newcomers and seasoned traders?
Q4: From raising capital to building a strong team, what milestones stand out as key moments in your growth journey?
Q5: In early 2023, you expanded into France with regulatory backing. How are you navigating international markets, and what drives your global vision?
Q6: You’ve also started offering B2B services to financial institutions. What trends are you seeing in crypto adoption among legacy players, and how is Young Platform helping bridge that gap?
Q7: In one of your recent announcements, you described Young Platform as Europe’s first “crypto-native neobank”. It points to an entire philosophy of how people should interact with money. How does Young Platform’s ecosystem aim to redefine that relationship? And what does that mean for the future of finance?
Q8: You recently teased some major launches: a payment account with debit card cashback in $YNG, regulated perpetual futures, and a new scarcity model for your token. Which of these do you see as most transformative for your users, and why?
Q9: When it comes to building trust in crypto, how important is local presence and regulation, especially emerging from Italy, and how does that shape your strategy?
Q10: What impact do you hope Young Platform will have on the broader financial landscape in Europe, and could this model influence mainstream banking or fintech norms?
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Source: https://beincrypto.com/europes-first-crypto-native-neobank/
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