White House Reopens Stablecoin Talks With Banks and Crypto

The White House will host another important meeting on Tuesday, February 10, 2026, bringing together major banks and crypto companies. The goal is simple, as officials want to settle disagreements over stablecoin rules and push stalled crypto legislation forward.

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This White House meeting follows an earlier round of talks that could not come to a conclusion. Therefore, lawmakers now hope that a second attempt will help with making a decision.

Why Stablecoins Are Causing Tension

The main issue is whether stablecoin companies should be allowed to pay interest to users. Crypto firms say interest-bearing stablecoins give people better options and show how digital finance works today. However, banks strongly disagree with this.

Large banks fear that interest-paying stablecoins could pull huge amounts of money out of traditional bank deposits. They warn that this change could make lending weak and disrupt the financial system. Moreover, some estimates suggest that trillions of dollars could move if rules are loose. So because of this risk, banks want strict limits on what stablecoin issuers can offer.

Who Is Attending the Meeting

The meeting includes some of the most powerful names in finance. Banks such as JPMorgan Chase, Bank of America, and Wells Fargo are expected to attend. Crypto firms and trade groups from Coinbase, Ripple, Circle and others will also take part.

Government officials will act as mediators. They hope to find a middle ground that keeps financial stability safe while allowing innovation to continue.

The CLARITY Act Stuck in Limbo

These talks connect directly to the CLARITY Act of 2025, a bipartisan bill designed to define rules for crypto markets and stablecoins. The bill passed key steps in the House but got stopped by in the Senate. 

Banking groups have blocked progress because of concerns over interest-bearing stablecoins. So without an agreement, the bill can’t move forward. Sources close to the talks say lawmakers want a deal before the end of the month.

Why the Meeting Outcome Matters

A successful compromise could change the future of crypto in the United States. Clear rules would give companies confidence to build and expand. It could also boost stablecoin adoption and bring more institutional players into the market.

If talks fail again, progress may be put on hold for months. That delay could push innovation overseas and leave U.S. markets behind. Which is why Tuesday’s meeting could decide which path the country takes.

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