Alvin Lang
Jan 29, 2026 09:08
Binance adjusts Portfolio Margin collateral ratios and USDⓈ-M perpetual contract leverage tiers on January 30, 2026. Traders should review position sizing.
Binance will implement changes to its Portfolio Margin collateral ratios and USDⓈ-M perpetual contract leverage tiers on January 30, 2026, giving traders three days to adjust their positions before the new risk parameters take effect.
The exchange framed the update as part of ongoing risk management protocols, though specific details on which assets face ratio adjustments or the magnitude of leverage tier changes weren’t disclosed in the initial announcement.
What’s Actually Changing
Both Portfolio Margin (PM) and PM Pro accounts will see collateral ratio adjustments. For context, these programs let traders use multiple assets as collateral across Margin, USDⓈ-M Futures, and COIN-M Futures wallets simultaneously—Binance claims this can improve capital efficiency by over 30% compared to isolated margin trading.
The leverage and margin tier changes affect USDⓈ-M perpetual contracts specifically. Lower collateral ratios or reduced maximum leverage would require traders to either add margin or reduce position sizes to maintain the same exposure.
Why This Matters for Active Traders
Portfolio Margin users face liquidation when their unified maintenance margin ratio (uniMMR) drops below 105%. If collateral ratios decrease for certain assets you’re using as margin, your uniMMR takes an immediate hit when the changes go live.
PM Pro users face additional complexity since their uniMMR calculation excludes ‘OpenLoss’—unrealized losses on open positions. This means the buffer between your current ratio and liquidation might be thinner than standard PM users realize.
Separate Update: U Token Margin Trading
The announcement also referenced a separate January 15 update adding “U” as a borrowable asset on Cross and Isolated Margin, with U/USDT and U/USDC trading pairs. Binance issued standard volatility warnings for newly listed tokens.
What Traders Should Do
Check your current positions against Binance’s Margin Data section once the exchange publishes specific ratio changes. If you’re running concentrated positions in assets likely to see reduced collateral value, consider diversifying collateral or reducing leverage before January 30. The exchange’s updated Terms of Use and Clearing Rules for Futures took effect January 5, 2026—worth reviewing if you haven’t already.
Image source: Shutterstock
Source: https://blockchain.news/news/binance-updates-portfolio-margin-futures-leverage-january-2026
