ADIB ups dividend payout following 2025 profit rise

Abu Dhabi Islamic Bank said net profit grew by a high double-digit rate in 2025, which led the ADIB board to increase the dividend payout.

Net profit after tax surged 16 percent year on year to AED7.1 billion ($1.9 billion) last year, supported by 16 percent annual growth in revenues to AED12.3 billion.

Funded income rose to AED7.6 billion in 2025, a 15 percent annual increase, supported by higher financing volumes, partially offsetting the impact of rate cuts since September 2024.

Non-funded income grew by 17 percent year on year to AED4.8 billion, driven by continued strength in fee-generation revenues. Non-funded income now accounts for 39 percent of operating income, up from 38 percent the previous year.  

However, operating expenses reached AED3.5 billion, a 12 percent yearly increase due to investments in people, digital and new technology.

Total assets increased by 24 percent annually to AED281 billion last year. Gross customer financing grew by 26 percent to AED186 billion, while customer deposits climbed 25 percent to AED229 billion. 

The ADIB board proposed a final dividend of 97 fils per share, an increase of AED495 million from the previous payout. Total dividend payout for 2025 will reach AED3.5 billion.

“We are now entering the next phase of the journey as part of the ADIB 2035 vision, with a five-year plan to drive the next phase of growth and transformation,” chairman Jawaan Awaidah Al Khaili said in a statement.

ABID shares closed 0.3 percent lower at AED22.92 on Wednesday but are up 10 percent year to date.

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