Investors in crypto are now questioning which crypto to invest in now that we are near Q2 2026. Majority of the big caps have already taxed their gains and they are now focusing on altcoins which remain in their growing stage. Mutuum Finance (MUTM) remains one of the projects that continue to emerge in crypto predictions and analyst commentary.
According to early reports, other analysts believe MUTM is a potential best crypto to purchase prior to its official launch of the protocol based on its revenue collection plan and its presale design. In a bullish case, it is estimated that the low priced crypto may reach as high as the one dollar mark in case exchange listings and platform revenue development transpire to plan.
Presale Momentum
Mutuum Finance (MUTM) is constructing a decentralized lending protocol. The protocol will enable users to lend assets into shared liquidity pools, borrow against collateral and provide liquidations after the protocol is operational. Mutuum Finance’s V1 protocol will use smart contracts rather than one to one matching of loans, similar to the initial DeFi lending platforms, which were ranked as some of the most profitable crypto to invest in during the last several cycles.
MUTM went on presale at the beginning of 2025 at $0.01. It has since been progressing through its phases until it arrived at $0.04 in phase 7 that is a 300% growth to the phase 1 participants. The expected launch price is $0.06as outlined by the public roadmap. That sets phase 1 participants into about 500% launch price in case the price works.
The demand has been constant and every stage has a definite price and definite allocation. The quicker a stage sells, the quicker the pricing increases. This is among the reasons why several analysts recommend MUTM as a low-cost crypto whose upside is asymmetric when compared to other emerging crypto coins in the market.
V1 Protocol Launch
Mutuum Finance is going to roll out V1 on Sepolia testnet, according to the official X version. Mainnet will follow upon V1 audit and validation. On the launch of V1, they will give suppliers mtTokens, which will track the contribution to the lending pool. Collateral will be posted and interests paid by the borrowers.
The protocol has the ability to make money on both ends. Part of those proceeds will be utilized in the purchase of MUTM in the open market. MUTM is bought in the open market by repurchasers who place stake on the safety module using mtTokens. This structure, according to some analysts, might help MUTM become one of the best cryptocurrencies.
According to market commentators, in case V1 achieves meaningful usage after the launch MUTM would trade within the $0.10 to $0.14 spread that indicates an increase of around 150% to 250% in regard to what the stock would be valued at the time of listing.
Long term estimates in a positive market where there are exchange listings and revenue traction are projected to have an upward trend to one dollar which would translate to approximate 15x upsurge of current presale pricing.
Stablecoins, Layer 2 and Oracles
Lending protocols work well with stablecoins since it introduces certain predictability in the process of borrowing and repayment. Mutuum Finance will fund significant stable assets that may increase the level of borrowings during bullish markets.
The Layer 2 networks offer the throughput and fee required when performing liquidations, margin adjustments and updates to the oracles. Chainlink feeds and fallback sources are expected to be used by Oracles as a form of price security. Pricing: The lending platforms are important to consider proper pricing since volatile feeds may cause undesirable liquidations.
According to some analysts, further increases in crypto prices and growth in borrowing of stable coins would mean that fee revenue would be warranting valuations many times higher than at the time of presale. In that case, several optimistic commentators have indicated MUTM trading $0.20 to $0.30 in the first year after its launch which is an equivalent of 400%-650% rise as compared to phase 7.
As the testnet is near and demand has continued to pour into the presale, a few traders have put MUTM on their lists of the best crypto investments before Q2 2026. Those investors that seek the next crypto to reach one dollar might not have to go far should the protocol generate revenues and exchange access once it launches.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Source: https://www.cryptopolitan.com/next-crypto-to-hit-1-analysts-predict-this-cheap-crypto-is-poised-for-15x-growth/
