Ripple Rules Out IPO Plans Despite Wall Street Backing and $40 billion Valuation

Ripple has again fueled rumors of an initial public offering. The company’s president, Monica Long, again stated that the payment blockchain firm was not going public, despite closing a substantial fundraising round of $500 million at the end of 2025, which raised its valuation to a staggering level of approximately $40 billion. According to Long, its current robust finances and support structure mean that going public is not a necessity in terms of growing, purchasing, and developing products.

Why Ripple Is Dismissing IPO Speculation

There had been speculations about a possible IPO at Ripple due to its successful funding process involving giants such as Fortress Investment Group and Citadel Securities. Nevertheless, in a recent interview with Bloomberg, Long made it clear that the XRP firm does not have a deadline or a strategy for going public. According to Long, traditional motivations for an IPO, such as accessing wider financial markets and liquidity, do not apply given the XRP firm’s current position.

Source: Bloomberg

“Currently, we still plan to remain private,” Long stated. In other words, the strong balance sheet position of the company enables it to expand without resorting to public capital markets.

Also Read: Ripple Rolls Out XRPL 3.0.0 With Major Escrow Accounting Breakthrough

Growth Through Private Funding and Strategic Investments

Contrary to laying the groundwork for an IPO listing, Ripple is instead intensifying investment efforts to enhance their digital asset offering. According to reports, Ripple’s leadership has been working on developing its payments infrastructure, treasury, custody, and stablecoin products within a private environment.

Featuring in this approach is share buyback programs, in addition to providing customized liquidity to the current shareholders of the company, which gives its shareholders flexibility while still allowing the company to remain privately controlled.

This strategy is different from that of other digital currency companies like Coinbase, BitGo, and Kraken, who are pursuing or planning to go for a listing due to their intention to access broader capital markets.

Moreover, the fact that the XRP firm has decided not to go public is also an expression of its intention to steer clear of the regulations and reporting requirements with which public companies have to comply, especially in this new era of rapid changes in the regulations of digital assets.

Also Read: Ripple (XRP) Shows Strength at Support: Bulls Prepare for a Test of $2.30 Resistance