Brian Armstrong Sets 2026 Roadmap to Make Coinbase Top Finance App

TLDR

• Coinbase CEO Brian Armstrong has shared a new roadmap that focuses on transforming the platform by 2026.
• The company plans to build a global exchange that includes stocks, commodities, and prediction markets.
• Coinbase aims to scale the use of stablecoins like USDC for everyday payments and global transactions.
• Armstrong emphasized that Coinbase now supports millions of tokens through decentralized exchange access.
• The platform will continue developing its Ethereum Layer-2 network Base to support faster and cheaper Web3 applications.

Coinbase CEO Brian Armstrong has unveiled a detailed roadmap for 2026, aiming to transform the platform’s identity and evolve Coinbase into the world’s leading financial app. The plan focuses on three main goals: launching a global “everything exchange,” scaling stablecoin payments, and advancing the company’s Layer-2 blockchain, Base.

The “Everything Exchange” Strategy

Coinbase plans to expand beyond cryptocurrency trading and enter traditional asset markets globally. Armstrong said Coinbase will add access to equities, prediction markets, and commodities to the platform.

This move places Coinbase in direct competition with firms like Robinhood and Interactive Brokers. It also targets newer decentralized platforms that grew between 2024 and 2025.

Armstrong emphasized the platform’s shift to serve all asset classes in one interface. He said users want a unified wallet for crypto, stocks, and even gold.

The company believes a combined dashboard will streamline asset management. It is developing tools to integrate these new investment options without friction.

Coinbase is also addressing listing issues by embracing decentralized exchange technology. Armstrong stated, “Coinbase has millions of tokens available now via DEX.”

He added that the platform will not endorse listings individually, stating, “It’s a free market.” This step reduces the burden of formal listings on the centralized exchange.

Coinbase Expands Stablecoin Use for Payments

Coinbase will focus on increasing the utility of stablecoins, especially USDC, for global transactions. The platform aims to support everyday payments using stablecoins.

Armstrong views high interest rates as a growth driver for stablecoin adoption. He indicated stablecoins could replace traditional money in daily use.

The exchange wants USDC to be usable for both personal and business payments. Armstrong highlighted its potential in retail transactions and international settlements.

Coinbase intends to position itself as a neo-bank for global users. Its stablecoin roadmap is built on the idea of borderless financial access. The company is pushing for regulatory clarity to support wider adoption. It plans to enhance speed and cost efficiency in stablecoin payments.

The On-Chain Super App

Coinbase continues development of Base, its Ethereum Layer-2 blockchain, as part of its decentralization strategy. It aims to build a secure and fast foundation for decentralized applications.

The company is encouraging developers to build tools on Base. It hopes to attract talent to grow the platform’s dApp ecosystem.

Armstrong wants Coinbase to provide a user-friendly gateway to Web3 tools. The new interface will simplify access to decentralized services.

Coinbase is modeling its approach after Apple’s combined hardware and software ecosystem. Armstrong believes this will help capture more long-term value.

The company plans to scale the Base infrastructure throughout 2026. It sees Layer-2 networks as essential for mainstream Web3 adoption.

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