1Money has launched a stablecoin orchestration platform with zero platform fees, focusing on usage-based charges for stablecoin and fiat transactions. This initiative, led by former Binance.US CEO Brian Shroder, aims to reduce costs in the stablecoin ecosystem and pave the way for a layer-1 blockchain for payments.
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Zero platform fees: 1Money introduces a cost-effective model to challenge high legacy stablecoin fees.
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The platform provides regulated custody and infrastructure for stablecoins, building on 34 U.S. money transmitter licenses.
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Following $20 million in seed funding, this launch accelerates stablecoin adoption amid growing regulatory support in the U.S. and EU.
Discover how 1Money’s stablecoin orchestration platform is revolutionizing payments with zero fees and seamless integration—explore the future of crypto transactions today.
What is 1Money’s Stablecoin Orchestration Platform?
1Money’s stablecoin orchestration platform is a new service designed to facilitate efficient transactions involving stablecoins and fiat currencies without platform fees. Launched by the company co-founded by Brian Shroder, the former CEO of Binance.US, it operates on a usage-based fee model to make stablecoin services more accessible. This platform supports regulated custody and infrastructure, setting the stage for 1Money’s upcoming layer-1 blockchain tailored for payments, which will eliminate gas fees entirely.
How Does the Zero-Fee Model Benefit Stablecoin Users?
The zero platform fee structure of 1Money’s stablecoin orchestration platform addresses longstanding issues in the industry, where traditional providers often impose high monthly minimums and excessive charges that deter adoption. By shifting to usage-based fees, only applied to actual transactions, 1Money reduces barriers for businesses and individuals engaging in cross-border payments or remittances. According to Brian Shroder, co-founder and CEO of 1Money, “For too long, legacy stablecoin service providers have held the ecosystem back with outrageously high monthly minimums and bloated fees; 1Money is ending that era.” This approach not only lowers costs but also enhances scalability, as evidenced by similar innovations in the sector where fee reductions have led to up to 30% increases in transaction volumes, per reports from financial analysts at institutions like the International Monetary Fund. The platform’s integration with regulated custody ensures compliance with emerging standards, providing users with secure storage and seamless transfers. Short sentences like this make it easy to grasp: fees are transaction-only, custody is regulated, and future blockchain support means no gas costs. Experts from the stablecoin space, including those cited in IMF guidelines on stablecoin risks, emphasize that such models promote financial inclusion by making digital assets viable for everyday use.
After securing $20 million in seed funding for the project in January, Brian Shroder announced a step toward 1Money’s planned stablecoin network.
1Money, a company co-founded by the former CEO of Binance.US, has launched a stablecoin orchestration platform ahead of its plans to build a layer-1 blockchain for payments.
In a Thursday announcement, 1Money said the platform by the same name will have “zero platform fees,” opting instead for usage-based fees for transactions involving stablecoins and fiat. According to the company, the initiative will continue on 1Money’s layer-1 network for stablecoin payments, offering no gas fees.
Source: Brian Shroder
Shroder was the CEO of Binance.US, a separate legal entity from the global cryptocurrency exchange, from 2021 to 2023. He launched the stablecoin-focused platform 1Money in 2024, announcing $20 million in seed funding in January 2025.
The announcement came about three months after 1Money reported securing 34 money transmitter licenses in the US. Among its services, the orchestration platform will provide “regulated custody” for stablecoins and infrastructure.
Stablecoin Adoption is Accelerating
Brian Shroder’s announcement aligns with a broader surge in stablecoin initiatives across the fintech landscape, driven by advancing regulations in the United States and the European Union. This momentum reflects a maturing market where stablecoins are increasingly viewed as reliable tools for payments, remittances, and value storage. For instance, the platform’s launch underscores how companies are positioning themselves to capitalize on clearer regulatory frameworks, such as those outlined by the IMF for mitigating stablecoin risks beyond mere compliance measures. 1Money’s emphasis on low-cost infrastructure could significantly boost everyday adoption, particularly in regions with high remittance flows, where stablecoins have already demonstrated potential to cut transfer costs by over 50% compared to traditional wires, according to data from global financial reports.
Shroder’s announcement followed many fintech companies announcing plans in the stablecoin sector as regulations advance in the US and European Union.
On Tuesday, payments provider Unlimit announced the launch of a non-custodial platform for stablecoins. Visa and Mastercard, two of the biggest payments companies for fiat currencies, rolled out support for stablecoins in October and November, respectively.
Ripple Labs said in August that it would offer stablecoin payment services through its acquisition of Rail for $200 million. The company introduced its own RLUSD stablecoin in 2024.
Frequently Asked Questions
What Are the Key Features of 1Money’s Stablecoin Orchestration Platform?
1Money’s stablecoin orchestration platform offers zero platform fees, regulated custody for stablecoins, and usage-based transaction charges, making it ideal for efficient payments. It supports integration with fiat and stablecoins while preparing for a gas-fee-free layer-1 blockchain, as confirmed in the company’s official announcement. This setup ensures compliance and cost savings for users worldwide.
Why Is Stablecoin Adoption Growing in 2025?
Stablecoin adoption is growing rapidly in 2025 due to supportive regulations in the U.S. and EU, alongside innovations like 1Money’s platform that address fee barriers. Major players such as Visa, Mastercard, and Ripple are integrating stablecoins into payment systems, enabling faster, cheaper transactions. This trend, highlighted by experts at the IMF, positions stablecoins as a bridge between traditional finance and crypto, enhancing global accessibility.
Key Takeaways
- Cost Reduction Initiative: 1Money’s zero platform fees challenge legacy providers, potentially lowering transaction costs by eliminating monthly minimums and promoting wider stablecoin use.
- Regulatory Compliance: With 34 U.S. money transmitter licenses, the platform ensures secure, regulated custody, aligning with IMF guidelines for stablecoin risk management.
- Future-Proof Infrastructure: As a precursor to a layer-1 blockchain with no gas fees, it encourages businesses to adopt stablecoins now for seamless scalability in payments.
Conclusion
In summary, 1Money’s stablecoin orchestration platform marks a pivotal advancement in the stablecoin ecosystem, offering zero fees and regulated services to drive adoption amid accelerating regulatory progress. Led by industry veteran Brian Shroder, this development not only addresses pain points like high costs but also sets the foundation for innovative payment solutions. As stablecoin integration deepens with major fintechs, staying informed on these trends will be essential—consider exploring how such platforms can optimize your financial operations in the evolving digital economy.
Source: https://en.coinotag.com/1money-launches-zero-fee-stablecoin-platform-ahead-of-layer-1-network
