Bitcoin Hyper vs. Digitap ($TAP): Why Whales Are Choosing the $2M Banking Token This Black Friday

Investors are debating between the Bitcoin Hyper ($HYPER) meme project and the Digitap ($TAP) utility-focused banking presale. Of the two, Digitap seems preferred, having attracted $2M in smart money just before it begins its mega Black Friday event this weekend.

While Hyper raises capital around L2 dreams and meme appeal, Digitap offers a live payments app, burning mechanics, a Visa partnership, and rewards proportional to real-world usage.

This is why it is increasingly seen as the best crypto to buy now, especially when its 40% Black Friday discount is taken into account. For those searching for altcoins to buy, Digitap’s crypto presale model may feel more dependable than speculative infrastructure.

Bitcoin Hyper’s L2 Hype Runs Deep

Bitcoin Hyper markets itself as a next-gen L2 for Bitcoin, promising to bring smart contracts and ultra-fast settlement through a Solana-style integration. Its presale is structured in stages and supports ETH, USDT, and BNB contributions. It offers 41% APY and has raised $28M from investors, according to its official webpage.

However, this $28M may have been allocated to an overvalued token. Hyper is not a Bitcoin native scaling ecosystem, such as the Lightning Network. This defeats the purpose and its main narrative: transaction volume is not recorded on the Bitcoin blockchain, but on Solana. Furthermore, there are well-established Bitcoin L2 ecosystems, such as Stacks. Rootstock and the Liquid Network also do what Hyper claims to do, but in a far more efficient manner.

Hyper is targeting serious scale, with an initial presale tier aiming to onboard early believers in the L2 revolution. The long-term vision includes securing Bitcoin’s security while enabling lower fees and higher throughput. For speculative money, that’s a compelling story. But realistic investors will gravitate towards solutions that deliver utility instead of meme appeal and L2 hype.

For more measured whales, the issue is that what Hyper promises will not translate into real usage or adoption. Moreover, attempting to link memes and infrastructure in one ecosystem also sends out mixed messages to the market. This is why many have been reallocating capital towards Digitap.

Why Whales Are Picking The $TAP Crypto Presale Instead

Serious investors aren’t just buying tokens, but backing products. Digitap is a working omni-bank app where users can send fiat, store crypto, and earn yield. That kind of delivered utility is rare in early-stage presales. Visa integration also means the card can be used at compatible terminals, which is a major boost to the project’s legitimacy. Thus far, Digitap has raised over $2M, primarily from whale wallets.

Along with its utility, its market accessibility has also prompted investors to switch to $TAP away from meme projects. A zero-KYC framework allows users to immediately download and use the app from Android or iOS, with no barriers to entry. This blows the doors wide open in terms of the addressable market, to include the billions of globally unbanked.

Beyond the retail market, Digitap will soon be launching payroll and invoicing functionality to cater to small to medium-sized enterprises. It further offers 24/7 support, a live crypto exchange, and customized plans. As an omni-bank, the end goal is to provide all-around finance, with a feature set comparable to Binance, but with distinct USPs and enhanced market access.

In terms of tokenomics, Digitap links 50% of its profits to staking and token burns, which helps align growth with token scarcity. This gives large buyers a way to back growth that isn’t purely speculative, and $TAP also offers 124% staking APY. In contrast to infrastructure plays, the model supports real activity, making it attractive to smart capital focused on altcoins to buy with real product-market fit.

Digitap’s Black Friday Drive Fuels Momentum

Digitap is turning up the heat this Black Friday with a 96-hour event designed to boost user participation. Every hour during the promo window, a new offer goes live, from token bundles and bonus credits to card product giveaways and bank rewards. The exclusivity of each hourly drop and the fact that they disappear after the hour drives urgency and repeat visits. Early participants can take advantage of a 40% bonus code.

These Black Friday incentives are in addition to its standard incentives — 124% APY, 80% token discount, 50% token burn, etc. With the presale already over $2M raised and nearing full capacity, participants have a strong incentive to engage now.

This campaign isn’t just promotional; it’s designed to drive real usage, which could fuel the app-level demand needed to support Digitap’s long-term value. If this event boosts onboarding and transactions, it strengthens the case that Digitap is more than just a speculative crypto presale — it’s a utility-first play that deserves to be on the radar of those looking for the best crypto to buy now.

Why Whales May Be Playing It Smart

There’s a reason many whales seem to favor Digitap over Hyper. While Hyper offers meme appeal and Bitcoin nostalgia, Digitap offers real infrastructure, Visa compatibility, zero-KYC access, and a clear alignment between user activity and token value. The Black Friday event adds momentum to its $2M raise with exclusive hourly offers and a 40% discount.

For sophisticated investors assessing altcoins to buy, $TAP looks undervalued and underhyped. It already delivers a working product while most crypto presales raise funds to (hopefully) build a product.  As markets reset and utility-driven tokens gain favor, $TAP may well be the smartest crypto to buy now. At least, that’s what the whales seem to think.

Digitap is Live NOW. Learn more about their project here:

Presale https://presale.digitap.app

Website: https://digitap.app

Social: https://linktr.ee/digitap.app

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