Key Highlights:
- Metaplanet has taken a $130 million Bitcoin-backed loan to buy more BTC.
- The company holds 30,823 BTC, giving it a strong safety cushion even if Bitcoin prices fluctuate.
- MicroStrategy’s index removal risk may push investors towards Metaplanet.
Metaplanet, a Japanese Bitcoin-focused firm, has announced today, November 25, 2025, on social media platform X that it has executed a $130 million loan under its $500 million Bitcoin-backed credit facility, and it is utilizing its Bitcoin holdings as a collateral. The company plans to use this new loan to buy more Bitcoin, grow its Bitcoin-based business, and maybe buy back its own shares when the time is right. As of the recent reporting, the company holds a total of 30,823 BTC (worth about $3.5 billion), which gives a strong safety cushion even if Bitcoin prices fluctuate.
Loan Details and Collateral Security
Metaplanet took a $130 million loan on November 21, 2025, by using its Bitcoin as security. The loan’s interest is based on a standard U.S. rate plus a small extra charge, and the company can repay it whenever it wants. As Metaplanet is known for holding a big amount of Bitcoin, the loan is safely backed, and the company only borrows within limits. This strategy keeps a strong cushion even if Bitcoin prices swing sharply.
Use of Funds and Business Strategy
The fund that will raised from this loan, will be used as below:
- Addition of more Bitcoins so that the company can increase their Bitcoin treasury.
- The company plans to expand the Bitcoin income generation business, which includes selling cash-secured Bitcoin options to earn premium income.
- The company also plans to enhance shareholder value, dependent on the market conditions.
From this, it is clear that the main goal of the company is to strengthen its Bitcoin holdings without selling BTC from the existing reserve.
Metaplanet Stock Price Increases
Metaplanet stock price went up by 2.24% to 365 JPY, indicating a positive investor mood. Whatever amount of Bitcoin will be bought through this funding program, will help the stock price of the company because investors will see this as a strong move, the money can also help expand its Bitcoin-earning business and even buy back its own shares, which usually support the stock price.
The stock reaction can, however, change depending on the market conditions, investor confidence and Bitcoin’s price swing. The main reason why this loan could help the stock price is the careful financial planning.
How MicroStrategy’s Trouble Could Help Metaplanet
MicroStrategy may be removed from the big stock indices such as MSCI and S&P 500, mainly because the BTC profits keep on fluctuating and that Index companies think that MicroStrategy now behaves like a Bitcoin fund rather than a normal software company. If that happens, many large investors will sell their MSTR shares. This could in turn benefit Metaplanet. Many big investors are already showing interest in Metaplanet as it raised about ¥21.29 billion (~$150 million) from well-known institutions, which signals trust in its Bitcoin-focused strategy.
While MicroStrategy may face selling pressure, Metaplanet is growing its Bitcoin holdings through fundraising and loans, improving its position in the U.S. market, and building a more stable base of long-term investors. So people who want Bitcoin exposure but see MicroStrategy as risky might shift their money to Metaplanet, helping its share price and overall market position.
Also Read: Metaplanet Reveals MERCURY, Japan’s First Bitcoin-Backed Shares
Source: https://www.cryptonewsz.com/metaplanet-raises-funds-against-btc-reserves/
