Fraudio Appoints Payments Pioneer Robert Kraal to Board of Directors

Fraudio, a leading provider of AI-driven fraud and transaction risk intelligence, has appointed former Adyen COO and Silverflow co-founder, Robert Kraal, to its Board of Directors.

Robert’s background in high-volume payment processing aligns perfectly with Fraudio’s network-driven model. His strategic insight will guide the platform’s commercial growth, accelerating the network effect that makes its real-time AI fraud detection instantly smarter for connected acquirers, PSPs, and processors.

Robert started his career at Bibit, an early global PSP later acquired by Worldpay, before driving global expansion at both Adyen and Silverflow. This background brings proven expertise in card acquiring, modern payment infrastructure, and building fintech businesses from inception to global operations.

With Silverflow integrating Fraudio directly as a core fraud and risk management partner, Robert had a direct view of how the platform performs across live processing environments. He joins the board as an independent director, an appointment driven by first-hand data showing what the platform delivers at scale.

João Moura, Founder and CEO of Fraudio commented, “Our whole model runs on the network effect, so our commercial growth relies on expanding our data footprint while bringing in the operational weight to scale. Having Robert join our board immediately accelerates our network’s momentum, making our real-time risk scoring sharper for every connected provider.

“Servicing partners at this level requires people who thoroughly understand how large-scale payment businesses function. Robert isn’t on our board for the show. Having an operator who ran acquiring at Adyen’s scale validates our technology, and proves that we are built by those who get their business. His guidance elevates our decision-making as we expand our network and build for where payment rails are heading, which is towards cloud-native, real-time, and API-first.”

Robert Kraal added, “Throughout my career scaling global payments infrastructure, I’ve seen how traditional, rigid fraud rules struggle to handle modern distributed networks. My decision to join the board is based on watching Fraudio perform against today’s fast-paced, evolving fraud landscape. The platform’s ability to turn interconnected data into real-time fraud prevention is exactly where the industry needs to go, and I look forward to helping the team navigate their next phase of global growth.”

With Robert providing strategic board oversight, Fraudio is positioning its real-time platform as the primary alternative for processing partners outgrowing legacy infrastructure.

His appointment reinforces the transactional capacity and operational footprint required to support financial institutions, processors, and global fintech partners.

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