Danske Bank has launched a new crypto-related investment option, allowing customers to gain exposure to Bitcoin and Ethereum through its trading platform for the first time.
- Danske Bank adds Bitcoin and Ethereum ETPs to its trading platform.
- Products are issued by BlackRock and WisdomTree and regulated under MiFID II.
- No digital wallet required – exposure comes through listed ETPs.
- Investments are high risk and require a suitability check.
The move enables investors to access exchange-traded products – ETPs – that track the performance of the two largest cryptocurrencies directly via Danske eBanking and Mobile Banking.
The danish bank says the decision reflects growing client demand and a more mature regulatory environment across Europe. At the same time, it stresses that cryptocurrencies remain a high-risk asset class that can lead to significant losses.
Access Without a Digital Wallet
Instead of offering direct crypto purchases, Danske Bank is providing access to three carefully selected ETPs – two tracking Bitcoin and one tracking Ethereum. These products are listed securities that mirror crypto price movements, allowing clients to invest without setting up or managing a digital wallet.
The selected ETPs are issued by major global asset managers, including BlackRock and WisdomTree, and are covered under MiFID II rules, which aim to enhance transparency and investor protection. The bank emphasizes that this structure simplifies trading, improves security standards, and ensures clearer cost disclosures compared to direct crypto ownership.
However, access will not be automatic. Before investing, customers must complete a suitability assessment designed to ensure they understand the risks and characteristics of cryptocurrency-linked products.
Demand Rises as Regulation Improves
According to Kerstin Lysholm, Head of Investment Products & Offering at Danske Bank, client interest in crypto exposure has increased as the asset class becomes more established. She notes that regulatory developments such as the EU’s Markets in Crypto-Assets Regulation (MiCA) have helped strengthen confidence in the market.
Despite the launch, Danske Bank makes clear that it does not provide advisory services for cryptocurrency ETPs and does not consider them part of a traditional long-term portfolio strategy. The products are positioned as opportunistic investments for self-directed traders using the bank’s platform, which already offers access to more than 15,000 securities.
Part of a Broader Banking Shift
Danske Bank is not alone in expanding into digital assets.
- Goldman Sachs currently holds more than $2.3 billion in crypto-related assets and has increasingly focused on stablecoins and tokenization initiatives.
- Société Générale, through its subsidiary SG-FORGE, has issued EUR CoinVertible, described as the first MiCA-compliant stablecoin, and recently tested tokenized bond settlements via SWIFT.
- Deutsche Bank plans to launch its own crypto custody platform in 2026 in partnership with Bitpanda and Taurus.
- HSBC is expanding its Tokenised Deposit Service to corporate clients in the U.S. and UAE, targeting faster cross-border payments.
The combined moves suggest that large European and global banks are increasingly positioning themselves within the regulated digital asset space – not by promoting speculative trading directly, but by offering structured, compliant products tied to cryptocurrencies.
For Danske Bank, the message is clear: crypto exposure is now available – but only for those who understand the risks and accept the volatility that comes with it.
The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions.
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Source: https://coindoo.com/top-danish-bank-launches-bitcoin-and-ethereum-investment-access/
