For decades, traditional finance has been centered on a system of gatekeepers. Banks and insurers decide who gets access to capital, how much it will cost, and under what terms it must be repaid. Depositors earn less than 1% interest, while banks lend at much higher rates, making huge profits but benefiting few. Over aFor decades, traditional finance has been centered on a system of gatekeepers. Banks and insurers decide who gets access to capital, how much it will cost, and under what terms it must be repaid. Depositors earn less than 1% interest, while banks lend at much higher rates, making huge profits but benefiting few. Over a
The People’s DeFi Bank: PayDax Protocol Brings Real-World Assets On-Chain
For decades, traditional finance has been centered on a system of gatekeepers. Banks and insurers decide who gets access to capital, how much it will cost, and under what terms it must be repaid. Depositors earn less than 1% interest, while banks lend at much higher rates, making huge profits but benefiting few. Over a
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