用户如何在 MEXC 进行资产验证？
<div><div><span style="font-size:16px">用户在 MEXC 平台，可自行验证个人账户是否包含在上一次储备金证明审计报告中。您可以通过以下两种方式进行验证，检查自己的有效性。</span></div><div><br /></div><h2><strong style="font-weight:bolder">1. 使用 MEXC 平台验证工具</strong></h2><div><br /></div><div><span style="font-size:16px">MEXC 平台支持用户自行验证。</span></div><div><br /></div><div><span style="font-size:16px">打开并登录 MEXC 官网，在首页右上角【资产】中点击进入【</span><a target="_blank" href="https://www.mexc.com/assets/overview" rel="noopener noreferrer"><span style="font-size:16px">总览</span></a><span style="font-size:16px">】页面。点击总览页面中的【账户】您可以看到【储备金证明】。</span></div><div><br /></div><figure><img style="max-width:100%;height:auto" src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20251111163746300HrIBwWwpTSCNWH.png" width="1280" height="632" /></figure><div><br /></div><div><span style="font-size:16px">点击【准备金证明】后进入【</span><a target="_blank" href="https://www.mexc.com/assets/merkle" rel="noopener noreferrer"><span style="font-size:16px">我的储备金证明页面</span></a><span style="font-size:16px">】，点击【详情】弹出对应的弹窗，点击【立即验证】根据页面提示完成个人储备金证明验证。</span></div><div><br /></div><figure><img style="max-width:100%;height:auto" src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20251111163750879TmakfEkybJ797r.png" width="1280" height="636" /></figure><div><br /></div><h2><strong style="font-weight:bolder">2. 使用自验证工具</strong></h2><div><br /></div><div><span style="font-size:16px">MEXC 的默克尔树生成源代码和验证代码均已在 </span><a target="_blank" href="https://github.com/mexcmerkle/mexc-merkle-proof-of-reserves" rel="noopener noreferrer"><span style="font-size:16px">GitHub</span></a><span style="font-size:16px"> 上公开提供，可帮助熟悉编程的用户自行验证。默克尔树验</span></div><div><span style="font-size:16px">证涉及大量用户计算，通常使用大数据和 Java 实现。</span></div><div><br /></div><div><span style="font-size:16px">注：开源 Java 代码是指代码面向用户公开提供，未隐瞒任何回信息。MEXC 已面向专业用户提供开源代码。</span></div><div><br /></div></div>
什么是储备金证明
<div><div class="ace-line ace-line old-record-id-CqEzd9oAsoT5AUxzlHJu5NnFscd"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">在加密货币领域，储备金证明（Proof of Reserves，PoR）是一种透明性机制，用于证明一个加密货币交易所或托管机构拥有足够的储备资产来支持其用户的存款。这种机制旨在解决信任问题，确保用户存放在平台上的资产是安全的，并且平台不会滥用用户资金或从事其他不透明的行为。</span></div><div class="ace-line ace-line old-record-id-N4oPdYaKZoqv6kxShwFuErP3sDb"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><h2 class="heading-2 ace-line old-record-id-Qa0Ud8lUyoqrkVx6gtlunC8osMc"><span style="font-family:'arial' , 'helvetica' , sans-serif"><strong>1. 储备金证明的优点</strong></span></h2><div class="ace-line ace-line old-record-id-DwVNdLe0jobdugxTz7uuQf14srf"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-Q7cDdS2CZokrWSxq1BoumNwksfp"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>增强信任：</strong>用户不需要完全依赖平台的声明，而可以通过加密手段自行验证平台的资产状况。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Wb76dCZAfobyeIxrLjjuXyptsqc"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>防止资金挪用：</strong>储备金证明确保平台无法挪用用户资金进行不当操作，比如高风险投资。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Hdqtd289ro9B7JxJNSbuu22Isje"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>提升透明度：</strong>通过公开链上资产，储备金证明提高了平台的透明度，增强了公众信心。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-DA37dM7hooryluxcCOAuMelKssf"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>隐私保护：</strong>默克尔树的使用允许用户验证自己的资产是否被计算在内，同时保护其他用户的数据隐私。</span></div><div class="ace-line ace-line old-record-id-UK7Bdd6lOoq3k4xwP2CuEEl7sws"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><h2 class="heading-2 ace-line old-record-id-IfEJdIS0GoFAM0xVEyju8yb5sWh"><span style="font-family:'arial' , 'helvetica' , sans-serif"><strong>2. 储备金证明的工作原理</strong></span></h2><div class="ace-line ace-line old-record-id-ZNqbdZmupoFjlRxrVBtuJHEhsbd"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><h3 class="heading-3 ace-line old-record-id-LK85dqJTZoC3mgx6M4vuMWMNsbg"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">2.1 默克尔树验证</span></h3><div class="ace-line ace-line old-record-id-WBsuduJdFoUdQXxGfCfupaOjsWe"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-DuxZdWcq5on99WxxhVGucCF2sYd"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">默克尔树（Merkle Tree）是一种加密数据结构，能够在高效验证大量数据的同时保护用户隐私。用户可以通过自己的哈希值验证自己是否包含在默克尔树中，同时不泄露其他用户的隐私。</span></div><div class="ace-line ace-line old-record-id-KbqjdGWG4oXtA5xBXyKuOSuSsbc"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-FcPGdoPv6ocLHhxWQ0ruiJK8sRd"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>注：</strong>默克尔树是由节点组成的二叉树，其中每个叶节点代表一段数据，每个非叶（内部）节点代表其子节点的加密哈希。这些哈希值是使用哈希函数计算的，该函数确保数据中的任何更改都会导致不同的哈希值。此属性对于检测数据集中的篡改或不一致至关重要。</span></div><div class="ace-line ace-line old-record-id-PjWTdGKR8ovKXGxjOxguCpaFsCh"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><h3 class="heading-3 ace-line old-record-id-SY2QdQFhkoSgjox4vZvuBSRQsgc"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">2.2 公布托管资产</span></h3><div class="ace-line ace-line old-record-id-UGSpd5rVuomtskxOvzMu9meosbh"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-QavidF0Joov6o4xH7P5uxJbLsyb"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">平台需要公开托管在区块链上的地址，展示其总持有资产量。用户可以通过区块链浏览器检查这些地址中是否包含足够的资金。</span></div><div class="ace-line ace-line old-record-id-DMawdiLfkoDssXxCDt9u1Lccsyc"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-CWTldtHj5o7KyDxNF7yunChlseb"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">早在 2023 年 2 月，MEXC 就已经<a href="https://www.mexc.com/announcements/article/15832975979801">正式上线了储备金证明</a>，并对外公布了 MEXC 的公开钱包地址，用户可以随时对钱包资产进行验证。</span></div><div class="ace-line ace-line old-record-id-BKEKdBAx6omCmcxAKrhu7CHdslb"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><h3 class="heading-3 ace-line old-record-id-MfcqdSHHhoO6h7x1hXmuDNN4sDb"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">2.3 验证储备大于负债</span></h3><div class="ace-line ace-line old-record-id-BcVtd6kSVolwC6xfYZruvWDmsj8"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-EebTdWOH8ooFG5xc89Mu4I2aslf"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">平台需要证明其公开的资产数量（储备）大于用户存款的总量（负债）。通常由第三方审计机构或开源工具来验证资产和负债之间的关系。</span></div><div class="ace-line ace-line old-record-id-Kw7yds2xpoElk5x8gF7u39rWsMf"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-Rd7qdsryRorE58xAuJ1uzOI8s9d"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">MEXC 为平台中所有用户的资产提供 1:1 的储备金，您的资产在 MEXC 可以得到很好的保障。与此同时，USDT、USDC、BTC、ETH 四种加密货币钱包纳入审计，并提供链信息查询。</span></div><div class="ace-line ace-line old-record-id-QIeJdpeGNozv6Dx21lluLLqVsNc"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div style="text-align:center" class="image-uploaded gallery old-record-id-ISeOdOKdno0Dk1x7cPLuxgHhs6e"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20250813120244095JvUyXv5glMYUcB.png" style="max-width:100%;height:auto;border-radius:12px;font-family:'arial' , 'helvetica' , sans-serif;width:750px;font-size:16px" /></div><div class="ace-line ace-line old-record-id-JIe1deBo3opzCixUw6JugE8bsth"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><h2 class="heading-2 ace-line old-record-id-TQpLdrNUAomGfOxTEQdux4MpsCb"><span style="font-family:'arial' , 'helvetica' , sans-serif"><strong>3. 储备金证明的局限性与待改进之处</strong></span></h2><div class="ace-line ace-line old-record-id-BD8MdgMoPoJkqWxbnTKumGzqsLg"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-JJfXd10gco4oohxS2B0uFCD9sYc"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>仅关注链上资产</strong>：储备金证明通常只验证链上的加密资产，而无法验证平台是否存在链下资产负债（如法币存款或贷款）。</span></div><div class="ace-line ace-line old-record-id-BrkId0Buaojttpx2L1MuGTwesrg"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>无法证明负债的准确性</strong>：如果平台伪造用户负债数据，储备金证明无法单独验证负债的真实性。</span></div><div class="ace-line ace-line old-record-id-FUZRd7DoSoDFaBxRkzHuHA2Nsgf"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>依赖外部审计</strong>：用户可能需要依赖可信的第三方来确保储备金证明过程的完整性。</span></div><div class="ace-line ace-line old-record-id-Sex3dY9S8oLOTVxV16Tuy4b5sMc"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>动态性问题</strong>：储备金证明通常是一个静态快照，可能无法实时反映平台的资产负债情况。</span></div><div class="ace-line ace-line old-record-id-F01Yd0o0WoCsubxTiyyujJIIsHb"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-W9b5dFK6HovnEnxIdxXuIOSesdf"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">储备金证明在加密货币行业中是提高透明度和用户信任的重要工具。尽管它不是一个完美的解决方案，但结合链上数据、审计工具和用户验证，它能够在一定程度上减少平台挪用资金或欺诈的风险，推动行业向更透明和安全的方向发展。</span></div><div class="ace-line ace-line old-record-id-ITNSdnmgqoD6vIxGgJruDYt2sMb"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><br /></span></div><div class="ace-line ace-line old-record-id-VBeNdxzudo3wCpxApKsu7ezLsj6"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px">守护用户资产是 MEXC 的核心使命，MEXC 通过实时监控资产风险，为您的资金安全保驾护航。如果是由于平台原因导致损失，MEXC 将快速全额赔付。MEXC 通过以下三大举措，全力保障您的资产安全：</span></div><div class="ace-line ace-line old-record-id-GNHFd27VkoB7Q8xDCP6u0OuSswd"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>1）储备金率超 100%</strong>：资产安全透明，无需担心挤兑风险。</span></div><div class="ace-line ace-line old-record-id-HgvKd8fjqoiX1jxlXWVuJQgmsKh"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>2）资产安全存储</strong>：采用冷存储与热钱包相结合的策略，确保您的资产安全存储。</span></div><div class="ace-line ace-line old-record-id-UoaKdZKlGoVIUHxmi86uLhsMsS7"><span style="font-family:'arial' , 'helvetica' , sans-serif;font-size:16px"><strong>3）</strong><strong><a href="https://www.mexc.com/zh-MY/learn/article/17827791511087">合约保险基金</a></strong>：补偿超过保证金的亏损，让您放心交易。</span></div><div class="ace-line ace-line old-record-id-WjuNdd79EoeM9lxfsbZucYXvsIb"><span style="font-family:'arial' , 'helvetica' , sans-serif"><br /></span></div></div>