XRP Price: 25% of Institutions Are Planning to Buy — Here’s What It Could Mean for XRP

TLDR

• XRP is trading around $1.42–$1.43, with 30-day realized volatility dropping to 2026 lows on Binance
• Ripple has joined Singapore’s BLOOM sandbox to test its RLUSD stablecoin for cross-border trade settlement
• A Coinbase survey found 25% of institutions plan to add XRP to their allocations in 2026
• Futures open interest climbed to $2.42 billion on Wednesday, up from $2.39 billion the day before
• XRP ETFs recorded mild inflows of $1.4 million on Tuesday, while Bitcoin and Ethereum ETFs saw outflows

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XRP is holding steady near $1.42 as a rare period of low volatility grips the market. The asset has been consolidating between $1.30 and $1.45 for some time now, with buyers consistently defending the $1.40 level.

XRP Price

Analyst Xaif Crypto pointed out that XRP’s 30-day realized volatility has dropped to roughly 0.52 on Binance, with a Z-score of -0.90 — both figures pointing to a compression phase that has historically preceded bigger price moves.

The price sits below its 50-day, 100-day, and 200-day exponential moving averages, keeping longer-term pressure to the downside. Immediate support is at $1.40, followed by the weekly low of $1.36. A close below $1.36 could open a move toward $1.30.

On the upside, resistance sits at $1.49, which aligns with the 50-day EMA. A break above that level would expose XRP to the $1.54 area, where the last rally stalled.

The Relative Strength Index is just below 50, pointing to a consolidation phase rather than a clear bullish trend. The MACD is marginally above its signal line, offering a slight positive lean.

Ripple Enters Singapore’s BLOOM Sandbox

Ripple has been onboarded into BLOOM, a sandbox run by the Monetary Authority of Singapore. BLOOM stands for Borderless, Liquid, Open, Online, Multi-currency, and is designed to test settlement for tokenized liabilities and regulated stablecoins.

The initiative uses Ripple’s infrastructure on the XRP Ledger, alongside a platform called Unloq. Together, they aim to use RLUSD to trigger payments automatically once a shipment is verified — targeting inefficiencies in cross-border trade settlement.

Institutional Interest Picks Up

On the institutional side, a January 2026 survey by Coinbase and Ernst & Young — covering 351 investors, 96% of whom manage more than $1 billion in assets — found that 25% of institutions plan to add XRP to their portfolios this year.

Source: Coinbase

As of January 2026, 18% of institutions already held XRP. Broadly, 73% of institutions plan to increase their crypto holdings in 2026, and 56% are expected to hold assets beyond Bitcoin and Ethereum.

The Bank for International Settlements has placed XRP among the top five crypto assets held by banks, a sign of its growing presence in traditional finance.

On the derivatives side, XRP futures open interest rose to $2.42 billion on Wednesday, up from $2.39 billion on Tuesday. XRP ETFs recorded inflows of $1.4 million on Tuesday, with cumulative net inflows standing at $1.21 billion and assets under management averaging $978 million.

The total crypto market has lost $1.45 trillion in value since October 2025, with XRP down roughly 51% over the same period.

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