Analyst Claims XRP Will Flip Bitcoin As These Developments Play Out

A new projection shared by X Finance Bull on the social media platform X has added new momentum to one of the boldest claims in the XRP community: the idea that XRP could eventually overtake Bitcoin. 

His post frames the current moment as the setup for the most explosive move of the decade for the altcoin. The chart he shared outlines a sequence of developments, from institutional adoption to major financial events in the US, that gradually lift the price of the altcoin higher until it reaches the point where it could challenge Bitcoin’s position as the number one cryptocurrency.

Institutional Adoption, XRP Spot ETF Approval, Trump’s $20 Trillion Market Expansion

X Finance Bull’s outlook does not pin XRP to a specific price level, but it lays out a roadmap for how its value could climb as a series of events unfold. In his view, the move starts once financial institutions begin announcing that they are using the Ledger, creating the first noticeable lift in XRP’s trajectory as more real-world activity settles on the network.

The next phase in the projection shows the asset entering a sharper rally once XRP Spot ETFs are approved. At that point, the chart suggests a burst of momentum as regulated products open the door for larger sums of capital to enter the market.

After this comes an even bigger inflection point: President Donald Trump’s proposed $20 trillion investment into new financial markets. In the projection, that level of capital deployment pushes the altcoin much higher, ushering in a stage where “trillions start to flow” and the curve steepens dramatically. The final catalyst is described as the moment Bitcoin maxis begin rotating into XRP, completing the sequence.

Taken together, these stages: institutional adoption of the Ledger, Spot ETF approval, massive US market investment, and a wave of capital shifting from Bitcoin, form the backbone of the analyst’s argument that the altcoin could rise to the point where it flips Bitcoin and becomes the market’s leading crypto asset.

The $20 Trillion Blueprint Behind The Predicted Surge

In another post, the analyst explained what he believes Trump’s $20 trillion investment is really pointing toward. He said Trump’s promise to “build something unbelievable” is part of a new financial system built on tokenized money and real-time settlement rails, which is why Congress is suddenly fast-tracking crypto and stablecoin legislation.

According to the analyst, the asset suited for this system must be American-made, already in discussions with US lawmakers, connected to major institutions, backed by escrow, and capable of handling massive liquidity. His conclusion is that the asset with these characteristics is not Bitcoin; it is XRP.

Based on this blueprint, the analyst claims that a $20 trillion injection would not send the token to $5 or even $10, but to $357. At the time of writing, the token is trading at $2.28. The first US-based spot XRP ETF has already gone live, and early inflow numbers are encouraging.