Elon Musk Sets April Launch for X Money Public Access

TLDR

• Elon Musk confirmed that X Money will launch in early public access next month.
• The service has operated in a closed internal beta since early this year.
• X Money allows users to send, receive, and store funds within the X platform.
• The company partnered with Visa to enable real-time payment transfers.
• X has secured money transmitter licenses in more than 40 US states.

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Elon Musk confirmed that X Money will enter early public access next month through the X platform. He shared the update on March 10 through his official X account. The announcement outlines the next phase of the company’s in-app financial services rollout.

Musk stated that the service has operated in a closed internal beta since early this year. He said the company will open access to select users before a wider release. He added that the team will expand availability after the early access phase.

He wrote that the launch will take place “as soon as next month.” He did not provide a specific date. However, he confirmed that broader access will follow after initial testing.

X Money Expands X Into Financial Services

X Money operates as a native digital payment system within X, formerly known as Twitter. The service allows users to send, receive, request, and store funds directly in the app. The company designed the system to function without external payment platforms.

Musk has described X as an “everything app” in past statements. He said the financial feature supports that objective. During a February 2026 xAI all-hands meeting, he said X Money aims to become “the central source of all monetary transactions.”

The platform has secured money transmitter licenses in over 40 U.S. states. It has also partnered with Visa to support real-time transfers. These steps prepare the service for public access in the United States.

Beta participants have tested virtual Visa debit cards linked to X accounts. Users have also previewed physical metal debit cards with cashback rewards. Screenshots shared by William Shatner displayed parts of the interface.

Features, APY, and Crypto Speculation Around X Money

X Money offers up to 6% annual percentage yield on deposits. The company provides this yield through FDIC-insured partner banks, including Cross River. The service also charges zero fees on foreign transactions.

The platform includes two-factor authentication for account security. Users can fund wallets and transfer money in real time. The system integrates directly into the existing X interface.

Musk has not confirmed cryptocurrency support within X Money. However, he recently amplified a post that referenced possible crypto integration. He responded that “the overall initiative will be big.”

Musk has influenced crypto markets in the past through public statements. He has supported Dogecoin and enabled Bitcoin payments for Tesla purchases. Tesla also holds Bitcoin on its balance sheet.

X has limited access to selected users during its beta phase. Public figures have participated in early testing this year. Musk confirmed that early public access will begin in April.

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