Alkami Now a Nacha Preferred Partner for ACH Experience, Fraud Monitoring, and Risk and Fraud Prevention

WHY THIS MATTERS:
ACH remains a foundational rail for U.S. payments, processing 35.2 billion transactions worth $93 trillion in the past year — with both volume and value continuing to grow. As usage scales, so does the importance of compliance, fraud controls and alignment with evolving Nacha Rules. Alkami becoming a Nacha Preferred Partner signals closer alignment with the governing body of the ACH Network at a time when financial institutions are under pressure to modernise payment capabilities without increasing operational risk.

For banks and credit unions, especially those serving commercial clients, ACH is not just a payment method — it is a treasury management backbone. Features such as ACH Positive Pay, returns reporting and automated alerts reflect the increasing demand for built-in risk management and visibility. Technology providers that can combine modern user experience with strict rule adherence are becoming central to how institutions compete in business banking.

Alkami Technology, Inc. (Nasdaq: ALKT) (“Alkami”), a digital sales and service platform provider for financial institutions in the U.S., today announced it is a Nacha Preferred Partner, reinforcing Alkami’s commitment to delivering secure, compliant, and modern Automated Clearing House (ACH) solutions for financial institutions and their commercial clients.

As a Nacha Preferred Partner, Alkami joins a select group of technology providers recognized for supporting the ongoing advancement of the ACH Network. This recognition comes at a time when ACH usage is on the rise. Full-year ACH Network volume totaled 35.2 billion payments, up nearly 5% over 2024. The value of those payments reached $93 trillion, an increase of almost 8%.1 Nacha plays a critical role in governing and evolving the ACH Network, which processes billions of payments each year for businesses and consumers across the United States. Becoming a Preferred Partner reflects Alkami’s strategic alignment with Nacha’s efforts to advance the ACH Network, and Alkami’s ongoing efforts to support best practices, evolving Nacha Rules, and thoughtful engagement with the payments community.

“Being recognized as a Nacha Preferred Partner is meaningful because it reflects the work we do every day to help banks and credit unions support their commercial clients with ACH,” said Taylor Adkins, vice president, product management at Alkami. “Financial institutions want confidence that their technology partners understand the Rules, the risks, and the realities of running ACH at scale. Being a Preferred Partner reinforces and reflects our focus on delivering practical, business-ready ACH capabilities that institutions can stand behind.”

Alkami’s ACH capabilities are designed to help financial institutions deliver a modern, secure, and efficient payment experience. The Platform supports both ACH origination and receipt, enabling account holders to send and receive payments for a wide range of use cases. Alkami also provides ACH Returns and Notifications of Change reporting to help institutions, and their business clients, stay informed and compliant as account information changes.

“For us, Alkami becoming a Nacha Preferred Partner isn’t just a status. It’s a signal that we’re working with a provider that deeply understands the complexity of commercial ACH,” said Matt Bleecker, senior vice president, treasury management product and strategy at Tradition Capital Bank. “Their Platform gives us the tools we need to confidently support our business clients, whether that’s preventing fraud, managing risk, or simply ensuring payments move quickly and accurately.”

To support stronger risk management, Alkami offers ACH Positive Pay, allowing businesses to review incoming ACH debit or credit entries before they are processed to help prevent unauthorized transactions. Automated alerts and detailed remittance data provide greater visibility and control, helping businesses monitor activity and respond quickly to potential issues.

FF NEWS TAKE:
This move is less about branding and more about credibility. In payments infrastructure, alignment with Nacha reinforces trust — particularly for institutions managing high-volume commercial ACH flows.

As ACH volumes grow alongside real-time payment alternatives, providers like Alkami are positioning themselves as compliance-first enablers. The competitive edge will lie in balancing usability with risk mitigation — because in ACH, scale without control is not an option.

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