Franklin Templeton Holds Over 118M XRP in Latest ETF Filing

TLDR

• Franklin Templeton’s XRP ETF holds 118 million XRP, valued at approximately $216.37 million by the end of December 2025.
• The ETF, launched on November 24, 2025, is entirely focused on XRP, with 100% of its assets allocated to the digital asset.
• As of February 17, 2026, the ETF’s net asset value (NAV) is $16.08, reflecting a year-to-date return of -18.54%.
• Since its launch, the ETF has seen a 23.20% decline in returns, primarily due to fluctuations in XRP’s price.
• Other major cryptocurrency ETFs, such as those from Bitwise and Grayscale, have contributed to the growing institutional exposure to XRP.

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Franklin Templeton’s XRP exchange-traded fund (ETF), launched in late November 2025, has drawn attention for its growing holdings. The fund, trading under the ticker XRPZ, provides investors with exposure to XRP without directly purchasing the digital asset. As of December 31, 2025, the ETF’s holdings amounted to 118 million XRP, valued at $216.37 million.

118 Million XRP on the Books

According to Franklin Templeton’s latest SEC filing, the firm’s XRP ETF officially started on November 24, 2025. By the end of the year, the fund held 118,387,154 XRP, worth approximately $216.37 million. The report confirmed that 100% of the ETF’s net assets were invested in XRP.

The ETF’s primary structure focuses entirely on XRP, a pure-play approach without diversification into other assets. As of February 17, 2026, Franklin Templeton’s XRP ETF reached $243.6 million in total net assets. Despite the challenges in the crypto market, the fund has continued to attract institutional investment.

Franklin Templeton ETF Performance

Despite strong institutional interest, Franklin Templeton’s XRP ETF has faced challenges with market volatility. As of mid-February 2026, the fund’s net asset value (NAV) stood at $16.08, reflecting a year-to-date return of -18.54%. Since its inception, the ETF has experienced a decline of 23.20%, primarily due to the fluctuations in XRP’s price.

The cryptocurrency’s price saw a drop from $2.577 at launch to $1.11 by February 2026. At present, XRP price trades around $1.48, still significantly lower than its price at launch. These fluctuations have affected investor sentiment, as the firm cautions that past performance does not guarantee future results.

Franklin Templeton’s XRP ETF is part of a broader trend of institutional involvement in cryptocurrency investment products. Other major ETFs, including those from Bitwise, Canary Capital, and Grayscale, have also accumulated significant amounts of XRP. Combined with Franklin Templeton, these ETFs now control $1.06 billion in total assets focused on XRP.

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