Binance Lists Ripple’s RLUSD, Expanding Institutional Stablecoin Access

Binance has listed Ripple’s dollar-backed stablecoin RLUSD for spot trading, expanding its access to global liquidity. RLUSD will be accessible to Binance’s international user base upon its listing, which was confirmed earlier today.

RLUSD/USDT and XRP/RLUSD trading pairs will be available upon launch of the listing. Binance has also stated that RLUSD will be eligible for their portfolio margin program and allow professional traders to utilize the stablecoin in leveraged strategies.

Why this matters: With this listing, RLUSD is being positioned as a regulated stablecoin with increasing global liquidity and growing institutional usability.

Increasing RLUSD’s Accessibility Globally

Brad Garlinghouse, CEO of Ripple, stated that the listing on Binance is “very positive,” and “it will give RLUSD a wider reach in terms of international presence.”

https://twitter.com/bgarlinghouse/status/2013897329837789488

Jack McDonald, head of stablecoins at Ripple, indicated that the listing on Binance is an important development in the history of RLUSD. The ability to list the stablecoin on multiple networks is critical to the goal of making it available for institutional use in transactions and payment settlements.

https://twitter.com/JackMcDonald/status/2013900476736012444

In January of 2026, the total amount of RLUSD in circulation exceeded $1.3 billion. According to the official statement, the listing on Binance places it in a very small group of stablecoins.

These are the ones that are regulated and currently being traded on exchanges. It is believed that the increased trading activity of the token will result in increased liquidity.

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Ripple Stablecoin Will Be Listed On Ethereum And XRP Ledger

The Ethereum network was chosen as the initial location to create this stablecoin. Developers could utilize the smart contract functionality and support decentralized finance (DeFi).

Upon the integration of RLUSD into the XRP Ledger, users will be able to purchase and sell the stablecoin on the Ethereum network and the XRP Ledger.

The dual-listing of this token will allow Ripple to meet the requirements of the two most prominent user bases. DeFi composability users who want to interact with other DeFi protocols.

Then, fast, low-cost transfer users who are seeking cross-border remittances and institutional transfers. Users purchasing and selling on the Ethereum network will be able to access all DeFi protocols. Those using the XRP ledger will benefit from the speedier settlement times and lower transaction fees when transferring funds internationally and to institutions.

What Distinguishes RLUSD From Others

The Ripple stablecoin is fully collateralized by U.S. dollar-denominated assets such as cash deposits, short-term treasury securities and cash equivalents. The firm is subject to a New York Department of Financial Services Limited Purpose Trust Charter.

Ripple has also received conditional approval for a U.S. Office of the Comptroller of the Currency charter. The dual regulatory oversight structure of the Ripple stablecoin differs from most other competing stablecoins. For stablecoins to be adopted by banks, payment firms, or enterprise partners, regulatory clarity is essential.

Distribution Network Expands

Ripple is continuing to grow the number of entities participating in the distribution network of its stablecoin. Recent partners for the stablecoin distribution include Bitpanda, OSL, Amina Bank and several regional payment providers.

Increased accessibility of this stablecoin via the Binance listing is expected to lead to an increase in the rate of adoption of this token. This is particularly true in emerging markets, where access to exchanges is often required to create liquidity.

Initial Trading Volume to Show Demand On Binance

The early indication of the demand for this stablecoin will be seen by the amount of trade volume that occurs at the start of trading on Binance. If strong liquidity exists, it could also draw additional institutional investors.

These can also increase the use of RLUSD within the settlement and trading workflows. Traders are also awaiting confirmation of XRP Ledger integration. In the next few weeks, additional information is expected to be provided by Ripple about their plans for this objective.

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