RCBC Adds Motorcycle Loans and Biometric Security to Its Pulz App

Rizal Commercial Banking Corporation (RCBC) has announced a significant update to its digital banking platform, RCBC Pulz, scheduled for the first quarter of 2026.

The update introduces eight key features aimed at improving security, expanding financial access, and enhancing user convenience.

A primary focus of the rollout is fraud prevention.

The bank will implement a “One Device, One User” policy. This measure requires accounts to be linked to a single registered device to reduce unauthorised access and monitor activity more effectively.

Complementing this is a shift from SMS-based One-Time Passwords (OTPs) to push notifications verified via biometric login features.

In terms of financial products, RCBC is expanding its lending services to include digital motorcycle loans. This new offering targets commuters in Metro Manila, Metro Cebu, and Metro Davao.

The bank is also introducing “InstaLoan,” a new instant lending service line.

For wealth management, the app will offer investment products beyond existing Unit Investment Trust Funds (UITF) and feature a revamped dashboard for Hexagon Club members.

Operational enhancements include real-time redemption of credit card reward points and independent digital access for joint account holders.

This allows secondary holders to monitor balances and transactions without relying on the primary account holder.

Furthermore, the bank is partnering with insurtech firm Igloo to offer an embedded digital insurance marketplace directly within the app.

Featured image: Edited by Fintech News Philippines based on an image by sodawhiskey via Freepik and RCBC Pulz.

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