Axal, the promising fintech startup backed by a16z CSX and CMT Digital, announced the official launch of its mobile app on November 19, 2025. In collaboration with MoonPay, a global leader in crypto payments, Axal aims to democratize access to onchain yield, offering a simple and transparent solution to earn interest on stablecoins through decentralized finance strategies (DeFi).
The application, available globally, allows users to earn onchain yield intuitively, combining the power of DeFi with a mobile-first experience, onboarding facilitated via ACH, and complete chain and gas abstraction.
A Diversified Portfolio at Your Fingertips
With a single tap, the user can allocate their funds into a diversified portfolio of yield strategies on stablecoins, generating an estimated annual return between 6% and 10%. The technological core of the app is an intelligent automation engine that rebalances and reallocates capital in real-time, optimizing returns and managing risk exposure.
Ash Ahmed, founder and CEO of Axal, emphasizes how “most money today lies in low-interest accounts. With the Axal app, users can generate significant interest in what amounts to a low-risk money market account based on stablecoins.”
Security, Simplicity, and Transparency
The mobile experience of Axal replicates the simplicity and security of the desktop version of Axal Yield. Users do not need to worry about gas fees, custody risks, or manual interventions: each deposit activates a smart account protected by signature policies enforced through TEE and batch execution, ensuring enterprise-level automation and robust asset protection.
The integration with MoonPay’s Virtual Accounts, powered by Iron, further simplifies deposits and onboarding. USDC sent to the user’s virtual account is automatically routed into Axal’s smart yield engine, immediately starting to generate interest.
User Benefits
Axal aims to offer a solution that combines integrated diversification, absence of manual transactions or approvals, and complete transparency. The user always retains control over their funds, being able to monitor the portfolio’s performance and composition in real-time.
Ivan Soto-Wright, co-founder and CEO of MoonPay, states: “We are witnessing the birth of the next generation of onchain finance. Axal’s mobile app accelerates this movement, offering real yield, transparency, and user control in a simple and familiar experience.”
Integration with Leading DeFi Protocols
To maximize yield and security, Axal has integrated leading DeFi protocols such as Morpho, Euler, and Pendle. Although the app primarily operates on the Base network, support for Ethereum mainnet and other blockchains is planned for the near future.
An Expanding Ecosystem
The launch of the mobile app represents just the first step in Axal’s strategy. In the coming months, the startup aims to introduce additional services for consumers, including spending cards in stablecoin, stablecoin yield APIs, and structured products, thereby expanding the opportunities for using stablecoins in everyday life.
Axal: Towards the Finance of the Future
The launch of Axal’s mobile app marks a decisive step towards a more accessible, transparent, and profitable decentralized finance for everyone. Thanks to cutting-edge technology, strategic partnerships, and a user-oriented vision, Axal is positioning itself to become one of the key players in the new era of digital money management.
For more information, you can visit the official website axal.com.
Source: https://en.cryptonomist.ch/2025/11/19/axal-revolutionizes-decentralized-finance-the-mobile-app-that-brings-onchain-yield-to-everyone/
