Alchemy Pay, the fiat-to-crypto payments gateway, announced on Wednesday that it has entered a partnership with XDB CHAIN to give eligible users in the United States and customers in jurisdictions worldwide, where permitted, direct fiat access into the XDB CHAIN ecosystem. The tie-up allows people to buy XDB and other XDB-native tokens using U.S. dollars and a wide range of local fiat currencies, with payment options that include Visa and Mastercard, popular mobile wallets and domestic bank transfers.
According to the companies, the integration makes XDB available through Alchemy Pay’s existing on-ramp infrastructure and extends that reach to 173 countries, lowering the technical and regulatory friction for newcomers to Web3. The firms say the goal is to provide a compliant, familiar entry point for users who want to participate in branded token experiences, loyalty programs and other consumer-facing blockchain use cases built on XDB CHAIN.
For XDB CHAIN, a Layer-1 platform pitched as a blockchain optimized for brands and real-world asset (RWA) use cases, the partnership is positioned as a practical bridge to U.S. customers and broader global audiences without forcing brands or end users to become crypto experts. XDB CHAIN supports branded coins, NFTs and tokenized consumer experiences, and the Alchemy Pay integration aims to make those assets more spendable and discoverable through conventional payment rails.
Brands building on XDB CHAIN should see a more straightforward path to onboarding U.S. consumers, the companies said, enabling use cases such as blockchain-powered loyalty programs, tokenized payments and community engagement that rely on accessible fiat on-ramps. By embedding Alchemy Pay’s API into dApps, wallets and merchant sites connected to the XDB ecosystem, projects can accept card and local payment methods while keeping the user experience familiar to mainstream customers.
Looking forward, both teams said they will continue refining the integration, improving user interfaces, smoothing payment flows and expanding regional payment coverage to further streamline how people and brands enter the XDB CHAIN ecosystem. The announcement frames the partnership as an example of connecting a mature payments infrastructure with a blockchain network focused on practical, consumer-facing utility.
The move comes as a lot of projects are trying to make tokenized assets and branded currencies simple enough for everyday people to actually buy and spend, not just trade for speculation. For XDB CHAIN, adding Alchemy Pay’s on-ramp is a practical, user-friendly step toward that goal, making branded tokens and real-world asset use cases easier for both consumers and brands to adopt.


Office of the Comptroller of the Currency’s Jonathan Gould says crypto companies should have a path to supervision in the banking system, which can evolve to embrace blockchain. Crypto companies seeking a US federal bank charter should be treated no differently than other financial institutions, says Jonathan Gould, the head of the Office of the Comptroller of the Currency (OCC).Gould told a blockchain conference on Monday that some new charter applicants in the digital or fintech spaces could be seen as offering novel activities for a national trust bank, but noted “custody and safekeeping services have been happening electronically for decades.”“There is simply no justification for considering digital assets differently,” he added. “Additionally, it is important that we do not confine banks, including current national trust banks, to the technologies or businesses of the past.”Read more