In the financial services sector, innovation is key to meeting the demands of an increasingly digital world. A Swiss company specializing in crypto-fiat exchange services is preparing to launch a feature that promises to revolutionize the way individuals and businesses manage their digital assets: personal crypto IBANs.
What are personal crypto IBANs?
Starting next Tuesday, the company will make available to its users—both private and corporate—the option to obtain an IBAN in euros or Swiss francs directly registered to them. This IBAN can be linked to their self-custodial wallet, opening up new possibilities for managing cryptocurrencies.
Receive Traditional Bank Transfers, Live in Self-Custody
With this new feature, users will be able to receive bank transfers from any sender—whether employers, friends, or family—directly to their personal IBAN. The unique aspect?
The received amount will be automatically converted into the chosen cryptocurrency and transferred to the user’s self-custodial wallet. This way, it becomes possible to receive traditional payments and immediately transform them into digital assets, without intermediate steps or the need to rely on third parties for custody.
Send Wire Transfers Using Over 30 Cryptocurrencies
Not only receiving, but also sending wire transfers becomes a simple and immediate operation. Users will be able to use one of the over 30 cryptocurrencies supported by the service to send funds to anyone, leveraging traditional banking infrastructures.
This means being able to pay suppliers, collaborators, or friends directly from their own crypto wallet, with the assurance that the recipient will receive a wire transfer in fiat currency, without having to worry about conversion.
A Bridge Between Traditional Finance and the Crypto World
This innovation represents a fundamental step in the integration between the traditional banking system and the cryptocurrency universe.
Until now, living in self-custody mode—meaning holding and managing one’s own cryptocurrencies independently—often meant giving up the convenience of classic banking services, such as receiving salaries or paying bills via bank transfer. With personal crypto IBANs, this barrier is broken down.
Freedom and Control for Private Users and Businesses
The ability to link a personal IBAN to a self-custodial wallet offers greater freedom and control to both individuals and businesses. Individuals will be able to manage their income and expenses flexibly, choosing if and when to convert funds into cryptocurrencies.
Businesses, on the other hand, will be able to streamline the management of international payments, leveraging the speed and transparency of crypto transactions without giving up the familiarity of bank transfers.
A Key Evolution for Everyday Life in Self-Custody
The true significance of this innovation lies in the ability to live in self-custody without sacrificing the functionalities offered by the traditional banking system. Until now, those who opted for full autonomy in managing their cryptocurrencies often faced practical obstacles: receiving a salary, paying rent, or sending money to a family member could become complex operations.
Now, thanks to personal crypto IBANs, these operations are once again simple and immediate.
Security and Privacy at the Core
The self-custodial approach ensures maximum security and privacy: users retain full control of their digital assets without having to entrust them to third parties.
At the same time, the ability to use a personal IBAN allows interaction with the traditional financial world in a transparent and compliant manner.
A service designed for a borderless future
The introduction of personal crypto IBANs marks a turning point for those wishing to move seamlessly between fiat currencies and cryptocurrencies. Thanks to this innovation, the Swiss company reaffirms its position at the forefront of the industry, offering a tangible solution for those seeking flexibility, security, and interoperability between different systems.
Over 30 Supported Cryptocurrencies
The ability to choose from over 30 cryptocurrencies further expands the options available to users, allowing them to select the asset that best suits their needs and financial strategies. Whether it’s bitcoin, ethereum, or other emerging cryptos, the service ensures fast and transparent conversions.
Towards a New Era of Payments
With the arrival of personal crypto IBANs, the line between traditional and digital finance is becoming increasingly blurred. Users will finally be able to live in self-custody, receiving and sending payments in a simple and secure manner, without giving up the benefits of bank transfers.
An innovation that paves the way for a new era of payments, where freedom of choice and security are at the heart of the financial experience.
Awaiting the official announcement scheduled for next Tuesday, the industry is watching this development with interest, as it is set to redefine the standards of crypto-fiat exchange services and offer new opportunities to individuals and businesses worldwide.
Source: https://en.cryptonomist.ch/2025/12/02/personal-crypto-ibans-the-swiss-revolution-in-crypto-fiat-exchange-services/
